Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in Warren, MI
- 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Requirements: Must be 18 years or older, Savings Account. Additional deposits can be made throughout the term. Every qualifying deposit of at least $25 into STW is an entry into monthly and quarterly prize drawings. No monthly fees.
Offer: Dividends paid Annually (rates table) / quarterly (features text).
3.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - Public Service Credit UnionRelationship CDCD · 18 months · $500 min · up to $10,000
Credit union · 1 branch
3.50%APY$530 over 18 months on $10,000with conditionsRequirements
Product: Requirements: Direct Advantage Savings or Direct Advantage Plus Savings, Direct Deposit of at least $800 or $5000 loan balance. No Monthly Fees.
Offer: Dividends paid Annually (rates table) / quarterly (features text). Direct Deposit of at least $800 or $5000 loan balance required.
Qualified rate · 3.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.50%APY$682 over 23 months on $10,000
Requirements
Offer: Dividends paid Annually.
3.50% interest rate · Balance cap $1,000,000 · Effective Sep 17, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - ABD Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.29%–4.06% by balance
Credit union · 1 branch
3.29%APY$329 over 1 year on $10,000Requirements
Product: All accounts must maintain the minimum balance stated to receive dividends. A penalty equal to 90 days interest may apply for early withdrawal on Certificate of Deposit Accounts. Dividends are paid quarterly starting from the issue date.
3.25% interest rate · Effective Nov 25, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.29% $50,000 and up 4.06% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - People Driven Credit UnionStandard Certificate of DepositCD · 12 months · $500 min
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000Requirements
Product: Dividends are compounded and paid quarterly on standard certificates. Early withdrawal penalties apply: loss of 90 days' interest for terms 12 months or less; loss of 180 days' interest for terms greater than 12 months. Membership and eligibility requirements apply.
2.72% interest rate
Rate checked
More details - 2.70%APY$270 over 1 year on $10,000
Requirements
Product: Available to members at least 18 years old residing in states where prize-linked savings is permitted. Each $25 qualifying deposit increase earns one entry into monthly, quarterly, and annual prize drawings (max 100 entries/month, 300/quarter, 1,200/year). Early withdrawal penalty: $25.
2.67% interest rate
Rate checked
More details - 2.51%APY$508 over 24 months on $10,000
Requirements
Product: A penalty is imposed for early withdrawal on Certificates of Deposit.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Michigan Schools & Government Credit UnionGrow-With-Me CDCD · 24 months · $250 min
Credit union · 1 branch
2.25%APY$455 over 24 months on $10,000Requirements
Product: $250 Minimum Average Daily Balance Required. Unlimited deposits throughout the term without changing maturity date or rate. Automatic renewal at maturity with a 10-day grace period.
2.23% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Warren, MI
213 CDs at 17 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches