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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Portland, ME

  1. Top Carrot, Carrot Score 92
    Northeast BankPropel Relationship CDsCD · 12 months · $5,000 min

    Bank · 1 branch

    4.55%APY$455 over 1 year on $10,000with conditions
  2. Machias Savings BankMy MSB Certificate of DepositCD · 36 months · $500 min

    Bank · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  3. Top Carrot, Carrot Score 92
    Northeast BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · 1 branch

    4.40%APY$440 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    4.40%APY$667 over 18 months on $10,000
  5. Top Carrot, Carrot Score 89
    Evergreen Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    4.05%APY$200 over 6 months on $10,000
  6. Top Carrot, Carrot Score 89
    Cumberland County Federal Credit UnionRegular Share Certificate AccountCD · 60 months · $1,000 min · 4.02%–4.23% by balance

    Credit union · 1 branch

    4.02%APY$2,178 over 60 months on $10,000
  7. NBT BankPortland Bayside: Exclusive CD Rate PromoCD · 4 months · $1,000 min

    Bank · 2 branches

    4.00%APY$132 over 4 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    TruChoice Federal Credit UnionShare CertificatesCD · 12 months · $2,500 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  9. Top Carrot, Carrot Score 89
    University Credit UnionShare Certificate SpecialsCD · 14 months · $1,500 min

    Credit union · 1 branch

    4.00%APY$468 over 14 months on $10,000intro rate
  10. Saco & Biddeford SavingsCertificates of DepositCD · 22 months · $500 min

    Bank · 1 branch

    4.00%APY$746 over 22 months on $10,000
  11. Maine Savings Federal Credit UnionShare CertificatesCD · 23 months · $500 min

    Credit union · 1 branch

    4.00%APY$781 over 23 months on $10,000
  12. Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min

    Bank · 5 branches

    4.00%APY$1,359 over 39 months on $10,000with conditions
  13. Maine Community BankCertificates of Deposit (CDs) – Special OfferingsCD · 12 months · $500 min

    Bank · 3 branches

    3.95%APY$395 over 1 year on $10,000intro rate
  14. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000with conditions
  15. Top Carrot, Carrot Score 88
    Town & Country Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.82%APY$382 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Portland, ME

298 CDs at 25 banks and credit unions · checked Oct 16–22

Typical
2.63%
Top 10% from
3.95%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Portland, ME metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Dirigo Federal Credit UnionCredit union · 1 branch
  2. Trademark Federal Credit UnionCredit union · 1 branch
  3. Atlantic Federal Credit UnionCredit union · 12 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate