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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Springfield, MA

  1. Freedom Credit Union15-Month Certificate SpecialCD · 15 months · $500 min

    Credit union · 2 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    MASSMUTUALShare CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    4.33%APY$544 over 15 months on $10,000intro rate
  3. Pioneer Valley Credit UnionShare CertificateCD · 16 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$571 over 16 months on $10,000
  4. Top Carrot, Carrot Score 89
    UMassFiveTerm DepositsCD · 36 months · $500 min

    Credit union · 1 branch

    4.07%APY$1,271 over 36 months on $10,000
  5. Freedom Credit Union36-Month Certificate SpecialCD · 36 months · $500 min

    Credit union · 2 branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  6. Freedom Credit UnionSavings CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    4.05%APY$1,265 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    BrightBridge Credit UnionCertificate AccountsCD · 10 months · $500 min

    Credit union · 2 branches

    4.00%APY$332 over 10 months on $10,000
  8. Freedom Credit Union13-Month Certificate SpecialCD · 13 months · $500 min

    Credit union · 2 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  9. Freedom Credit Union24-Month Certificate SpecialCD · 24 months · $500 min

    Credit union · 2 branches

    3.95%APY$806 over 24 months on $10,000intro rate
  10. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 4 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  11. Country Bank for SavingsRelationship Certificate of DepositCD · 6 months · $500 min

    Bank · 1 branch

    3.82%APY$189 over 6 months on $10,000with conditions
  12. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 3 branches

    3.75%APY$217 over 7 months on $10,000
  13. PeoplesBankCertificate of DepositCD · 10 months · $1,000 min

    Bank · 2 branches

    3.75%APY$312 over 10 months on $10,000
  14. Greater Springfield Credit UnionRegular CDsCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.56%APY$176 over 6 months on $10,000
  15. Country Bank for SavingsCertificate of DepositCD · 10 months · $500 min

    Bank · 1 branch

    3.56%APY$296 over 10 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, MA

227 CDs at 14 banks and credit unions · checked Sep 18–Oct 17

Typical
2.15%
Top 10% from
3.82%
Banks, typical
0.50%
Credit unions, typical
3.55%

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Springfield, MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UMassFiveCredit union · 1 branch
  2. MASSMUTUALCredit union · 1 branch
  3. BrightBridge Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate