Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in Florence, KY
- 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: Public Funds ineligible for promotional CD rates.
Offer: Penalty: 6 Months. Public Funds ineligible for promotional CD rates.
Promotional rate · 3.92% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Individuals only. Renews for the exact term originally purchased at the current interest rate for the one year CD. Early withdrawal penalty applies.
Offer: Individuals only. 1 year term.
3.68% interest rate · Effective Oct 14, 2026
Rate checked
More details - General Electric Credit Union11-Month No-Penalty CertificateCD · 11 months · $0 min
Credit union · 1 branch
3.35%APY$307 over 11 months on $10,000Requirements
Product: Early withdrawals are not permitted within the first 6 days after account opening. To withdraw funds with no penalty assessed, the entire amount (principal plus dividends earned) must be withdrawn in one single transaction. IRA and HSA Certificates are not eligible.
Offer: Early withdrawals not permitted within first 6 days after opening; full balance must be withdrawn in a single transaction for no penalty.
3.30% interest rate · Effective Oct 25, 2024
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - Northern Kentucky Federal Credit UnionShared Certificates (CDs)CD · 18 months · $10,000 min
Credit union · 1 branch
3.00%APY$453 over 18 months on $10,0003.00% interest rate
Rate checked
More details - 2.53%APY$778 over 36 months on $10,000
Requirements
Offer: Early withdrawal penalty: 18 months
2.50% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Florence, KY
194 CDs at 15 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 4.10%
- Banks, typical
- 0.25%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches