Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Rigby, ID
- 4.30%APY$652 over 18 months on $10,000
Requirements
Product: All certificates can be added onto, $200 minimum add on. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: 18 month term. All certificates can be added onto, $200 minimum add on.
Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
4.23% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Minimum deposit of $500 required for all Term Certificates. Automatically renews at maturity with a 10-day grace period. Dividend rates are tiered for larger deposits. Compounded and paid at maturity for terms under 12 months, compounded quarterly for terms of 12 months or more. Early withdrawal penalty applies (90 days dividends for terms under 12 months, 180 days dividends for terms 12 months or longer).
Offer: 24 Months term. Dividends compounded quarterly. 180-day early withdrawal penalty.
Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - 4.10%APY$375 over 11 months on $10,000
Requirements
Product: Fixed interest rate. Interest is compounded and paid at maturity. Add-on feature ($200 minimum). Penalty for early withdrawal may apply.
Offer: 11 month term. Add-on feature ($200 minimum add on).
Rate checked
More details - 3.75%APY$471 over 15 months on $10,000
Requirements
Product: Minimum deposit $5,000. Features 1 rate bump and 1 withdrawal (up to 25%) during your term. Dividends compounded quarterly.
Offer: 15-month term. 1 rate bump & 1 withdrawal (up to 25%). Dividends compounded quarterly.
Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - 3.05%APY$75 over 3 months on $10,000
Requirements
Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.
Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.
3.00% interest rate · Compounded daily · Balance cap $99,999 · Effective Oct 3, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Rigby, ID
69 CDs at 5 banks and credit unions · checked Oct 4–22
- Typical
- 3.05%
- Top 10% from
- 4.20%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.85%
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Idaho Falls, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 5 branches
- Westmark Credit UnionCredit union · 6 branches
- Goldenwest Credit UnionCredit union · 1 branch