Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–22 results in Waukee, IA
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.20%APY$60 over 6.066666666666666 months on $10,000
Requirements
Product: Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply.
Effective Jan 13, 2025
Rate checked
More details - 0.70%APY$70 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties may apply.
Rate by balance
Rate by balance for 1 Year CD Balance APY $2,000 – $24,999Your amount 0.70% $25,000 – $99,999 0.80% $100,000 and up 1.20% Rate checked
More details - 0.70%APY$140 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties may apply.
Rate by balance
Rate by balance for 2 Year CD Balance APY $2,000 – $24,999Your amount 0.70% $25,000 – $99,999 0.80% $100,000 and up 1.20% Rate checked
More details - 0.60%APY$15 over 3.033333333333333 months on $10,000
Requirements
Product: Bump-up bonus rate for qualified accounts. Consumers will auto-renew at a regular 91-day CD; businesses are single maturity. Early termination penalties apply (3 months interest). No Financial Institutions.
Rate by balance
Rate by balance for 91-day CD Balance APY $2,000 – $24,999Your amount 0.60% $25,000 – $99,999 0.70% $100,000 and up 0.80% Rate checked
More details - Community Choice Credit UnionMini Certificate of DepositCD · 6 months · $1,000 min
Credit union · 1 branch
0.15%APY$7 over 6 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawal. Fees could reduce earnings.
0.15% interest rate · Effective Sep 24, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Waukee, IA
172 CDs at 11 banks and credit unions · checked Oct 16–22
- Typical
- 1.76%
- Top 10% from
- 3.80%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Des Moines, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 2 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch