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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Winter Park, FL

  1. Top Carrot, Carrot Score 91
    Suncoast Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    4.50%APY$683 over 18 months on $10,000
  2. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$899 over 24 months on $10,000
  3. Top Carrot, Carrot Score 97
    Climate First Bank60-Month CDCD · 60 months · $500 min

    Bank · 1 branch

    4.39%APY$2,396 over 60 months on $10,000
  4. Top Carrot, Carrot Score 97
    Climate First Bank6-Month Penalty-Free CDCD · 6 months · $500 min

    Bank · 1 branch

    4.33%APY$214 over 6 months on $10,000intro rate
  5. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 3 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  6. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  7. Top Carrot, Carrot Score 97
    Climate First Bank30-Month CDCD · 30 months · $500 min

    Bank · 1 branch

    4.25%APY$1,097 over 30 months on $10,000
  8. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  9. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  10. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  11. Top Carrot, Carrot Score 97
    Climate First Bank12-Month Penalty-Free CDCD · 12 months · $500 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000intro rate
  12. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 2 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  13. VyStar Credit UnionPersonal CDCD · 30 months · $500 min · 4.05%–4.15% by balance

    Credit union · 1 branch

    4.05%APY$1,043 over 30 months on $10,000
  14. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  15. Commerce Bank & TrustCertificates of DepositCD · 18 months · $500 min

    Bank · 1 branch

    4.00%APY$606 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Winter Park, FL

231 CDs at 16 banks and credit unions · checked Oct 5–22

Typical
2.00%
Top 10% from
4.08%
Banks, typical
0.76%
Credit unions, typical
3.70%

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Orlando, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Climate First BankBank · 3 branches
  2. Suncoast Credit UnionCredit union · 4 branches
  3. Unity of Eatonville FCUCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate