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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Tampa, FL

  1. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  2. Top Carrot, Carrot Score 88
    Florida West Coast CUCertificates of DepositCD · 12 months · $500 min

    Credit union · 2 branches

    4.08%APY$408 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    Grow FinancialCertificate AccountCD · 24–29 months · $500 min · 4.07%–4.18% by balance

    Credit union · 6 branches

    4.07%APY
  4. USF Credit UnionShare CertificatesCD · 7 months · $500 min

    Credit union · 3 branches

    4.05%APY$234 over 7 months on $10,000
  5. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  6. Top Carrot, Carrot Score 90
    Family First Credit UnionSave to Win CDCD · 6 months · $500 min

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000
  7. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  8. Top Carrot, Carrot Score 87
    Gallup FCUNew Money CDCD · 12 months · $5,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000intro rate
  9. Renasant BankPromotional Certificate of DepositCD · 13 months · $10,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000intro rate
  10. MIDFLORIDA Credit UnionCertificate SpecialsCD · 36 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$1,249 over 36 months on $10,000
  11. Top Carrot, Carrot Score 87
    Gallup FCUCertificates of DepositCD · 60 months · $10,000 min · 4.00%–4.50% by balance

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000
  12. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 3 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  13. BankUnitedCertificate of DepositCD · 12 months · $1,000 min

    Bank · 2 branches

    3.95%APY$395 over 1 year on $10,000intro rate
  14. FiCare Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 3.95%–4.15% by balance

    Credit union · 1 branch

    3.95%APY$806 over 24 months on $10,000
  15. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 1 branch

    3.80%APY$252 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Tampa, FL

494 CDs at 40 banks and credit unions · checked Oct 4–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.45%

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Tampa, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Oxford Federal Credit UnionCredit union · 1 branch
  2. Climate First BankBank · 1 branch
  3. Suncoast Credit UnionCredit union · 30 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate