Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–20 results in Pensacola, FL
- 2.50%APY$250 over 1 year on $10,000
Requirements
Product: Ability to add up to $2,500.00 per month. Dividends calculated by Average Daily Balance Method. Membership share requirement $5.00. Early withdrawal penalties apply. Automatic renewal with 10-day grace period.
Offer: Ability to add up to $2,500 per month
2.47% interest rate · Effective Sep 4, 2025
Rate checked
More details - 2.50%APY$250 over 1 year on $10,000
Requirements
Product: Dividends calculated by Average Daily Balance Method. Early withdrawal penalties apply. Automatic renewal with 10-day grace period. Compounding monthly. Membership share requirement $5.00.
2.47% interest rate · Effective Jan 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Interest is compounded monthly and begins to accrue on the business day the Certificate is opened. Interest is paid monthly on the date of account opening (by check, added back to the CD, or deposited to a deposit account). Early withdrawal penalty is equal to 30 days' interest on the amount withdrawn.
1.50% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pensacola, FL
146 CDs at 13 banks and credit unions · checked Oct 15–22
- Typical
- 2.38%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 2.95%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pensacola, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United BankBank · 3 branches
- Champions First Credit UnionCredit union · 1 branch
- Eglin Federal Credit UnionCredit union · 2 branches