Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–21 results in Youngstown, OH metro
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$548 over 20 months on $10,000
Requirements
Product: Bump Up is a one-time adjustment to current rate, up to 100 basis points (1.00%). Dividends compound quarterly. Early withdrawal penalty applies. Exercising your bump-up option means that your rate will adjust to the stated current rate at the time you exercise the option. Maximum rate adjustment of 100 basis points. The new rate will carry forward from the date you exercise the bump-up option and will not be retroactive.
Offer: $5,000 min. to open 20-month. Bump Up is a one-time adjustment to current rate, up to 100 basis points.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Home Federal Savings and Loan Association of NilesCertificates of DepositCD · 60 months · $1,000 min
Bank · 1 branch
2.37%APY$1,243 over 60 months on $10,000Requirements
Product: Interest rate is fixed for term of the certificate. Automatically renews at maturity with a 7 calendar day grace period. Daily balance method used to calculate interest.
Offer: Quarterly compounding. Early withdrawal penalty of 12 Months of interest.
2.35% interest rate
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.50%APY$151 over 36 months on $10,000
Requirements
Product: Rate of earnings is fixed for the term. Early withdrawal penalties apply. All new and renewed certificates receive quarterly compounding, except the 91 day and 182 day certificates which compound at maturity. CDs renew automatically at the same term unless otherwise specified.
Offer: 3 Year term. Quarterly compounding.
0.50% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Youngstown, OH metro
209 CDs at 14 banks and credit unions · checked Oct 6–22
- Typical
- 2.02%
- Top 10% from
- 4.10%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.90%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Youngstown, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 10 branches
- Bridge Credit UnionCredit union · 1 branch