Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–36 results in Waterbury, CT metro
- Greater Waterbury Healthcare Federal Credit UnionJumbo Share CertificatesCD · 12 months · $5,000 min
Credit union · 1 branch
1.51%APY$151 over 1 year on $10,0001.50% interest rate · Effective Jul 16, 2026
Rate checked
More details - 0.90%APY$90 over 1 year on $10,000
Requirements
Product: Membership required (minimum $5 deposit). Early withdrawal penalty: 90 days of dividends if term < 12 months; 180 days if term >= 12 months.
0.90% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.60%APY$304 over 60 months on $10,000
Requirements
Product: $1,000 minimum opening balance. Maximum deposit of $750,000 for CDs opened in-branch and $100,000 for CDs opened online. No monthly service charge. Early withdrawals subject to penalty. Interest compounded and credited monthly.
Offer: 60 Month CD. Minimum balance to earn APY is $0.01.
0.60% interest rate · Effective Sep 18, 2026
Rate checked
More details - Skyline Financial Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 1 branch
0.50%APY$151 over 36 months on $10,000Requirements
Product: Certificate early withdrawal penalty is 90 days of interest. Dividend rates stated are as of date indicated; certificate rates are subject to change at any time.
0.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Waterbury, CT metro
280 CDs at 24 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch