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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–11 results in Warrensburg, MO metro

  1. Academy BankCertificate of DepositCD · 18 months · $500 min

    Bank · 1 branch

    4.40%APY$667 over 18 months on $10,000
  2. Top Carrot, Carrot Score 88
    Central Missouri Community Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    4.33%APY$214 over 6 months on $10,000
  3. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  4. Top Carrot, Carrot Score 93
    R-G Federal Credit UnionTerm Share AccountCD · 24 months · $500 min

    Credit union · 2 branches

    4.15%APY$847 over 24 months on $10,000intro rate
  5. F & C Bank7/4 CD SpecialCD · 7 months · $2,500 min

    Bank · 2 branches

    4.04%APY$234 over 7 months on $10,000intro rate
  6. Community National Bank & TrustCertificates of DepositCD · 9 months · $1,000 min

    Bank · 1 branch

    3.51%APY$262 over 9 months on $10,000intro rate
  7. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  8. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 2 branches

    0.40%APY$202 over 60 months on $10,000
  9. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 2 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  10. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 1 branch

    0.30%APY$181 over 72 months on $10,000
  11. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Warrensburg, MO metro

60 CDs at 7 banks and credit unions · checked Oct 6–16

Typical
2.43%
Top 10% from
4.21%
Banks, typical
1.03%
Credit unions, typical
2.80%

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Warrensburg, MO metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. R-G Federal Credit UnionCredit union · 2 branches
  2. UMB BankBank · 1 branch
  3. Central Missouri Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate