Bank · FDIC insured
F & C Bank CD Rates
F & C Bank’s best CD rate is 4.04% APY on a 7-month CD. Rates checked October 16, 2026.
How F & C Bank’s CD rates compare
Compared with banks and credit unions in Missouri, where F & C Bank has the most branches. $10,000, best rate first.
This bank’s best
F & C Bank
4.04%APY
- Term
- 7 months
- Minimum
- $2,500
- Earns on $10,000
- $234
7/4 CD Special
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7/4 CD Special
4.04%APY · 1 term
Offer valid for new money only (funds not currently held at F&C Bank). Penalty for early withdrawal. Interest rate subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsOffer valid for new money only (funds not currently held at F&C Bank). Minimum $2,500 to open. Penalty for early withdrawal | 4.04% | $234 |
Sources (1)
- fandcbank.com · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.