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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Tampa, FL metro

  1. Floridacentral Credit UnionShare CertificatesCD · 15 months

    Credit union · 9 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 97
    Climate First Bank30-Month CDCD · 30 months · $500 min

    Bank · 1 branch

    4.25%APY$1,097 over 30 months on $10,000
  3. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  4. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 7 branches

    4.25%APY$2,313 over 60 months on $10,000
  5. Top Carrot, Carrot Score 97
    Climate First Bank12-Month Penalty-Free CDCD · 12 months · $500 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000intro rate
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 8 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  7. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 12 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    Gallup FCULoyalty CDCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 7 branches

    4.10%APY$621 over 18 months on $10,000
  10. Top Carrot, Carrot Score 88
    Florida West Coast CUCertificates of DepositCD · 12 months · $500 min

    Credit union · 5 branches

    4.08%APY$408 over 1 year on $10,000
  11. Top Carrot, Carrot Score 87
    Grow FinancialCertificate AccountCD · 24–29 months · $500 min · 4.07%–4.18% by balance

    Credit union · 20 branches

    4.07%APY
  12. Transport Credit UnionShare CertificateCD · 36 months

    Credit union · 1 branch

    4.06%APY$1,268 over 36 months on $10,000
  13. USF Credit UnionShare CertificatesCD · 7 months · $500 min

    Credit union · 6 branches

    4.05%APY$234 over 7 months on $10,000
  14. Top Carrot, Carrot Score 91
    American Pride BankPersonal Certificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    4.04%APY$824 over 24 months on $10,000intro rate
  15. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 6 branches

    4.00%APY$165 over 5 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Tampa, FL metro

610 CDs at 56 banks and credit unions · checked Oct 4–22

Typical
3.22%
Top 10% from
4.06%
Banks, typical
1.85%
Credit unions, typical
3.50%

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Tampa, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Oxford Federal Credit UnionCredit union · 1 branch
  2. Climate First BankBank · 1 branch
  3. Suncoast Credit UnionCredit union · 30 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate