Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–36 results in Stockton, CA metro
- 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$20 over 24 months on $10,000
Requirements
Product: Early withdrawal may result in decreased earnings. Additional deposits to certificates at anytime.
Offer: Rate type: Variable. Early withdrawal may result in decreased earnings.
0.10% interest rate
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$5 over 1 year on $10,000
Requirements
Product: A minimum of $25 must be deposited monthly to the Simple Saver Certificate through some form of automated transaction (e.g. payroll deduction or automatic transfer). Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Rates are variable and may change after the account is opened. Fees may reduce earnings.
0.05% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Stockton, CA metro
260 CDs at 18 banks and credit unions · checked Oct 6–22
- Typical
- 1.80%
- Top 10% from
- 3.98%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Stockton, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Certified Federal Credit UnionCredit union · 1 branch
- Self-Help Federal Credit UnionCredit union · 3 branches
- CitiBank · 1 branch