Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Salina, KS metro
- 4.30%APY$917 over 25 months on $10,000intro rate
Requirements
Product: Limited-time offer. Renews to 24-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 24-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 4.22% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Promotional rate
Rate checked
More details - 4.20%APY$1,789 over 48 months on $10,000
Requirements
Product: FDIC insured time-deposit accounts. Minimum opening deposit of $1,000 required. Accounts opened online reside in Kansas for legal purposes; IRAs and trust accounts cannot be opened online. CDs generally renew automatically at maturity with a 10-calendar-day grace period. Early withdrawal penalties apply to principal withdrawals. No monthly maintenance fees.
Offer: Term: 48 Months. Interest compounded daily and paid quarterly. Early withdrawal penalty is 180 days of interest.
4.11% interest rate · Compounded daily · Effective Sep 18, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.05%APY$474 over 14 months on $10,000with conditions
Requirements
Product: Interest on CD Specials is compounded monthly. A new or existing Central National Bank checking account is required for the .25% premium shown on CD specials. Penalties apply for early withdrawals; fees may reduce earnings. CDs over $500,000 require prior approval from President, SVP - Retail Banking, or CFO. Not available for public fund customers.
Offer: Requires new or existing active Central National Bank checking account for the 0.25% premium. Limited time offer. 14-MONTH BIRTHDAY SPECIAL.
Qualified rate · 3.98% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate checked
More details - 4.05%APY$509 over 15 months on $10,000intro rate
Requirements
Product: Limited-time offer. Renews to 12-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 12-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 3.98% interest rate · Effective Sep 1, 2026
Rate checked
More details - The Bank of TescottCertificates of Deposit (CDs)CD · 15 months · $1,000 min · 3.49%–3.85% by balance
Bank · 3 branches
3.85%APY$484 over 15 months on $10,000Requirements
Product: Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).
Offer: Interest compounds quarterly; automatically renews. Early withdrawal penalty applies.
3.45% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 3.49% $10,000 and upYour amount 3.85% Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
3.45% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Minimum of $100 to open. Add-ons allowed anytime with deposits of $10 or more. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Minimum amount to add on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - Credit Union of AmericaSave to Win Add-on CertificateCD · 12 months · $25 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Limit one Save to Win® certificate per primary member SSN. $25 penalty for first early withdrawal during certificate term; after second withdrawal certificate will be closed and member must wait six months to reopen. Minimum amount to add on $10. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Each $25 balance increase earns an entry into prize drawings up to $5,000 (up to 100 entries/month and 300 entries/quarter). Minimum add-on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - Great Plains FCUCertificatesCD · 6 months · $500 min · 3.04%–3.24% by balance
Credit union · 1 branch
3.24%APY$161 over 6 months on $10,000Requirements
Product: Standard CD early withdrawal penalties apply. Minimum balance required to earn dividends at applicable rate. Rates subject to change.
Offer: Minimum balance required to earn dividends at applicable rate.
Effective Sep 16, 2025
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 3.04% $10,000 and upYour amount 3.24% Rate checked
More details - 2.75%APY$702 over 30 months on $10,000
Requirements
Product: Eligible for one rate bump to the 24-month rate during the term. Minimum $2,500 to open. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Eligible for one rate bump to the 24-month certificate rate during the term.
2.72% interest rate · Effective Sep 29, 2026
Rate checked
More details - Central National BankCertificates of DepositCD · 60–Unknown months · $1,000 min · 1.80%–2.00% by balance
Bank · 2 branches
1.90%APYRequirements
Product: Interest on regular certificates of deposit with maturities of one year or longer is compounded semi-annually. APY on certificates under one year assumes certificates are renewed through one year. Amount deposited initially remains on deposit until maturity. Penalties apply for early withdrawals; fees may reduce earnings. CDs over $500,000 require prior approval from President, SVP - Retail Banking, or CFO.
Offer: Term: 5.00+ Years.
1.79% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $10,000 1.80% $10,000 – $49,999Your amount 1.90% $50,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Salina, KS metro
67 CDs at 7 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.07%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.17%
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Salina, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Credit Union of AmericaCredit union · 1 branch
- Capitol FederalBank · 1 branch
- UMB BankBank · 1 branch