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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in St. Louis, MO-IL metro

  1. Warren-Boynton State Bank24 Month CDCD · 24 months · $1,000 min

    Bank · 2 branches

    0.45%APY$90 over 24 months on $10,000
  2. Warren-Boynton State Bank21 Month CDCD · 21 months · $1,000 min

    Bank · 2 branches

    0.40%APY$70 over 21 months on $10,000
  3. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 72 branches

    0.40%APY$202 over 60 months on $10,000
  4. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 72 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  5. Warren-Boynton State Bank15 Month CDCD · 15 months · $1,000 min

    Bank · 2 branches

    0.35%APY$44 over 15 months on $10,000
  6. Warren-Boynton State Bank18 Month CDCD · 18 months · $1,000 min

    Bank · 2 branches

    0.35%APY$53 over 18 months on $10,000
  7. Collinsville Building & LoanCertificates of DepositCD · 72 months · $500 min

    Bank · 1 branch

    0.35%APY$212 over 72 months on $10,000
  8. Warren-Boynton State Bank12 Month CDCD · 12 months · $1,000 min

    Bank · 2 branches

    0.30%APY$30 over 1 year on $10,000
  9. Neighbors Credit UnionInvestment Builder CDCD · 12 months · $100 min

    Credit union · 8 branches

    0.30%APY$30 over 1 year on $10,000
  10. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 13 branches

    0.30%APY$181 over 72 months on $10,000
  11. Warren-Boynton State Bank10 Month CDCD · 10 months · $1,000 min

    Bank · 2 branches

    0.25%APY$21 over 10 months on $10,000
  12. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 72 branches

    0.25%APY$126 over 60 months on $10,000
  13. Warren-Boynton State Bank6 Month CDCD · 6 months · $1,000 min

    Bank · 2 branches

    0.20%APY$10 over 6 months on $10,000
  14. Warren-Boynton State Bank7 Month CDCD · 7 months · $1,000 min

    Bank · 2 branches

    0.20%APY$12 over 7 months on $10,000
  15. Warren-Boynton State Bank7 to 31 Day CDCD · 1 month · $1,000 min

    Bank · 2 branches

    0.10%APYintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Louis, MO-IL metro

1,015 CDs at 86 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
2.75%
Credit unions, typical
3.36%

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St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate