Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–22 results in Port St. Lucie, FL metro
- 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Membership and eligibility requirements apply. Fees may reduce earnings. Penalties may apply for withdrawal of funds before maturity.
2.96% interest rate
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 11 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Gold Coast Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · 1 branch
0.70%APY$355 over 60 months on $10,000Requirements
Offer: Dividend Frequency: Monthly; Early Withdrawal Penalty: Yes
0.70% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.65%APY$196 over 36 months on $10,000
Requirements
Product: Fixed rate locked in for the full term. Flexible dividend options (compound or receive monthly). Early withdrawal penalties may apply. Fees may reduce earnings. $1,000 minimum deposit to open.
Offer: Interest compounded monthly. Rates and yields depend upon relationship tier.
0.65% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Port St. Lucie, FL metro
194 CDs at 15 banks and credit unions · checked Oct 15–22
- Typical
- 1.50%
- Top 10% from
- 3.89%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.85%
Is your bank paying you enough?
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Port St. Lucie, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Gold Coast Federal Credit UnionCredit union · 1 branch
- Connect Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch