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Credit union · NCUA insured

Gold Coast Federal Credit Union CD Rates

Top Carrot, Carrot Score 92Top Carrot

Gold Coast Federal Credit Union’s best CD rate is 0.70% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.

How Gold Coast Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Miami, FL, where Gold Coast Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 92

    This credit union’s best

    Gold Coast Federal Credit Union

    0.70%APY

    Term
    60 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $355

    Share Certificate Accounts

  • Top Carrot, Carrot Score 88

    Top rate

    Dort Financial Credit Union

    5.00%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $457

    Dort Financial Credit Union rates

  • 2nd-highest rate

    BrightStar Credit Union

    5.00%APY

    Term
    60 months
    Requires
    Another account
    Minimum
    —
    Earns on $10,000
    $2,763

    BrightStar Credit Union rates

Compare CD rates near you →

Gold Coast Federal Credit Union CD score

60

CD score

Higher than 2% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.25%
  • 9–15 months9–15 mo0.40%
  • 16–30 months16–30 mo0.50%
  • 31–60 months31–60 mo0.70%
  • QualifiedQualified0.70%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Gold Coast Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Gold Coast Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Open to anyone

  • Anyone can become eligible for membership by making a $5 donation to the New Horizons Elementary School PTA.

Where you live or work

  • Eligibility is open to anyone living, working, or worshiping in the specified Delray Beach geographic area.

Employers and groups

  • Employees and affiliated individuals of participating affiliate employers and organizations in Martin, Okeechobee, Palm Beach, and St. Lucie Counties are eligible to join.
  • Members of Independent Order of Foresters subordinate courts located in Florida under the High Court of Southeastern United States in Lake Park, Florida are eligible.

Military, government and schools

  • Employees of any primary and secondary public, private, or parochial school, college, or university in Palm Beach, St. Lucie, or Okeechobee Counties, Florida are eligible to join.
  • Students attending grades 1 through 12 in the school district of Palm Beach County, Florida are eligible for membership.
5 more ways to join

Family and household

  • Immediate family members (including spouse, child, sibling, parent, grandparent, stepparent, stepchild, stepsiblings, and adoptive relationships) of a current member or eligible person qualify.
  • Persons residing in the household of a current member or person eligible to join who maintain a single economic unit are eligible.
  • Immediate family members of students attending grades 1 through 12 in the school district of Palm Beach County, Florida are eligible to join.
  • Spouses of persons who died while within the field of membership of the credit union are eligible.

Other ways

  • Persons retired as pensioners or annuitants from any credit union affiliate are eligible for membership.

Cost to join

  • A $5 donation to the New Horizons Elementary School PTA is required for membership eligibility via that path.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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