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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–14 results in Pontiac, IL metro

  1. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  2. Streator Onized Credit UnionCertificatesCD · 22 months · $500 min

    Credit union · 2 branches

    4.25%APY$793 over 22 months on $10,000intro rate
  3. Peoples National Bank of KewaneeCertificate of Deposit SpecialsCD · 17 months · $1,000 min

    Bank · 1 branch

    4.19%APY$599 over 17 months on $10,000intro rate
  4. State Bank of GraymontCertificates of DepositCD · 18 months · $1,000 min

    Bank · 3 branches

    3.80%APY$575 over 18 months on $10,000
  5. Bank of PontiacFUNRates CD "Specials"CD · 6 months · $2,500 min

    Bank · 7 branches

    3.75%APY$186 over 6 months on $10,000
  6. Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance

    Bank · 1 branch

    3.73%APY$437 over 14 months on $10,000intro rate
  7. Bank of PontiacCD "Specials"CD · 6 months · $2,500 min

    Bank · 7 branches

    3.70%APY$183 over 6 months on $10,000intro rate
  8. Citizens Bank of ChatsworthCD SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    3.60%APY$330 over 11 months on $10,000
  9. Morton Community BankCertificate of DepositCD · 60 months · $1,000 min · 3.05%–3.11% by balance

    Bank · 1 branch

    3.05%APY$1,621 over 60 months on $10,000
  10. Flanagan State BankStandard Certificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    2.52%APY$1,325 over 60 months on $10,000
  11. Bank of PontiacFunTimers FunRates CDsCD · 60 months · $500 min

    Bank · 7 branches

    1.10%APY$562 over 60 months on $10,000
  12. Bank of PontiacCertificates of DepositCD · 60 months · $500 min

    Bank · 7 branches

    1.10%APY$562 over 60 months on $10,000
  13. State Bank of Graymont365 Day Small Saver CDCD · 12 months · $200 min

    Bank · 3 branches

    1.00%APY$100 over 1 year on $10,000
  14. Streator Onized Credit UnionCertificate SpecialsCD · 24 months · $500 min

    Credit union · 2 branches

    0.90%APY$181 over 24 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Pontiac, IL metro

79 CDs at 8 banks and credit unions · checked Sep 17–Oct 17

Typical
2.04%
Top 10% from
3.75%
Banks, typical
2.34%
Credit unions, typical
1.13%

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate