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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Phoenix, AZ metro

  1. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 3 branches

    2.50%APYintro rate
  2. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 18 branches

    2.25%APY$225 over 1 year on $10,000
  3. BOK FinancialStandard CDCD · 4 months · $1,000 min

    Bank · 4 branches

    2.00%APY$66 over 4 months on $10,000
  4. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 18 branches

    2.00%APY$150 over 9 months on $10,000
  5. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 18 branches

    1.85%APY$92 over 6 months on $10,000
  6. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 18 branches

    1.81%APY$365 over 24 months on $10,000
  7. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 94 branches

    1.76%APYwith conditions
  8. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 18 branches

    1.66%APY$858 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    Sierra Pacific Federal Credit UnionShare Certificate (CD)CD · 12 months · $5,000 min · 1.25%–1.35% by balance

    Credit union · 1 branch

    1.25%APY$125 over 1 year on $10,000
  10. Parkway Bank & Trust CompanyCertificate of Deposit Special 13-Month ($5,000 Min)CD · 13 months · $5,000 min

    Bank · 4 branches

    1.25%APY$135 over 13 months on $10,000intro rate
  11. Parkway Bank & Trust CompanyCertificates of Deposit (CDs)CD · 60 months · $1,000 min

    Bank · 4 branches

    1.20%APY$615 over 60 months on $10,000
  12. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 47 branches

    0.40%APY$202 over 60 months on $10,000
  13. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 47 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  14. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 18 branches

    0.35%APY$35 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 13 branches

    0.30%APY$181 over 72 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Phoenix, AZ metro

706 CDs at 60 banks and credit unions · checked Oct 15–22

Typical
3.09%
Top 10% from
4.25%
Banks, typical
2.00%
Credit unions, typical
3.70%

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Phoenix, AZ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 5 branches
  2. AERO FinancialCredit union · 7 branches
  3. Goldwater BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate