Credit union · NCUA insured
Sierra Pacific Federal Credit Union CD Rates
Top CarrotSierra Pacific Federal Credit Union’s best CD rate is 1.35% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Sierra Pacific Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Reno, NV, where Sierra Pacific Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sierra Pacific Federal Credit Union
1.25%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $125
Share Certificate (CD)
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
WestStar Credit Union
4.55%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,492
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate (CD)
Up to 1.25%APY · 3 terms
Rates are subject to change. Please contact a branch or check your statement for your CD rates.
| Term | APY · $5,000 – $100,000 | APY · $5,000 – $25,000 | APY · $25,000 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 0.90% | — | — | 0.90% | $45 |
| 9 months | — | — | 1.00% | —1.00% $25k–$100k | — |
| 12 months | — | 1.25% | 1.35% | 1.25%1.35% $25k–$100k | $125 |
Sources (1)
- sierrapacificfcu.org/about/rates · captured Sep 25, 2026
Who can join Sierra Pacific Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of partner groups and select employer groups (including NV Energy, Southwest Gas, Nevada Alumni Association, St. Mary's, Teamsters Union Local 533, Mars, Costco, and other partner organizations) are eligible for membership.
Cost to join
- Establishing membership requires an initial $5 share deposit into a Regular Share Savings Account, which Sierra Pacific provides and which serves as the minimum balance required to maintain membership.
Membership information collected October 4, 2026.