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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Peoria, IL metro
- 2.52%APY$1,325 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Automatic renewal with 10-day grace period after maturity.
Offer: Interest frequency is 6 months. Early withdrawal penalty is 365 days.
2.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - 2.48%APY$1,303 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal. Rates subject to change without notice. Interest payments made according to customer preference: add back to face value, receive a monthly check, or deposited to checking or savings account.
2.45% interest rate · Effective Mar 22, 2023
Rate checked
More details - 2.47%APY$1,298 over 60 months on $10,000
Requirements
Product: Interest is paid quarterly or at maturity. CDs may be automatically renewed. Terms range from 90 days (3 months) to 5 years. No setup or maintenance fees.
Offer: A penalty may be imposed for early withdrawal. APY compounded quarterly.
2.45% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - 2.12%APY$875 over 48 months on $10,000with conditions
Requirements
Product: Premier CD rates are available to Power Plus Checking customers. Penalty will be imposed for early withdrawal. Overall APY 2.12%. Rates current as of 9/17/2026.
Offer: Last 12 months (months 37-48). Available to Power Plus Checking customers. Overall APY for full 48-month term is 2.12%. Penalty for early withdrawal.
Qualified rate · 2.35% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.85%APY$761 over 48 months on $10,000intro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Overall APY 1.85%. Rates current as of 9/17/2026.
Offer: Next 12 months (months 13-24). Overall APY for full 48-month term is 1.85%. Penalty for early withdrawal.
Promotional rate · 1.80% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.85%APY$960 over 60 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/6/2026.
Offer: Penalty will be imposed for early withdrawal.
1.85% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for CD Balance APY $1,000 – $100,000Your amount 1.85% $100,000 and up 1.95% Rate checked
More details - 1.85%APY$960 over 60 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.85% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (5 year) Balance APY $1,000 – $100,000Your amount 1.85% $100,000 and up$100k+ balance tier. 1.95% Rate checked
More details - 1.65%APY$590 over 42 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.65% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (42 Mos) Balance APY $1,000 – $100,000Your amount 1.65% $100,000 and up$100k+ balance tier. 1.75% Rate checked
More details - 1.53%APY$308 over 24 months on $10,000with conditions
Requirements
Product: Premier CD rates are available to Power Plus Checking customers. Penalty will be imposed for early withdrawal. Overall APY 1.53%. Rates current as of 9/17/2026.
Offer: Next 6 months (months 13-18). Available to Power Plus Checking customers. Overall APY for full 24-month term is 1.53%. Penalty for early withdrawal.
Qualified rate · 1.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.45%APY$292 over 24 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.45% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (2 year) Balance APY $1,000 – $100,000Your amount 1.45% $100,000 and up$100k+ balance tier. 1.55% Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (1 year) Balance APY $1,000 – $100,000Your amount 1.25% $100,000 and up$100k+ balance tier. 1.35% Rate checked
More details - The First National Bank in TremontCertificates of DepositCD · 3 months · $1,000 min
Bank · 2 branches
1.22%APY$30 over 3 months on $10,000Requirements
Product: Terms from 3 months up to 3 years. Rates subject to change without notice. Interest is compounded and credited quarterly. Rates are fixed for the initial term. Early withdrawal penalties apply. Account fees could reduce earnings. Minimum balance is required to obtain the stated APY.
1.21% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.22%APY$245 over 24 months on $10,000intro rate
Requirements
Product: Penalty will be imposed for early withdrawal. Overall APY 1.22%. Rates current as of 9/17/2026.
Offer: Next 6 months (months 13-18). Overall APY for full 24-month term is 1.22%. Penalty for early withdrawal.
Promotional rate · 1.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.
1.10% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 12 Month.
1.10% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Peoria, IL metro
314 CDs at 27 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 3.71%
- Banks, typical
- 1.91%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Peoria, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cooperative Choice Network Credit UnionCredit union · 3 branches
- PPECUCredit union · 1 branch
- Peoria Hiway CUCredit union · 1 branch