Bank · FDIC insured
First National Bank of Lacon CD Rates
First National Bank of Lacon’s best CD rate is 2.48% APY on a 5-year CD. Terms run from 2 months to 5 years. Rates checked October 16, 2026.
How First National Bank of Lacon’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where First National Bank of Lacon has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Lacon
2.48%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,303
CDs
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
First National Bank of Lacon CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo2.02%
- 16–30 months16–30 mo2.27%
- 31–60 months31–60 mo2.48%
- QualifiedQualified2.48%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Lacon ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 2.48%APY · 8 terms
Penalty for early withdrawal. Rates subject to change without notice. Interest payments made according to customer preference: add back to face value, receive a monthly check, or deposited to checking or savings account.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 2 months | — | 0.50% | 0.50% | $8 |
| 3 months | — | 1.00% | 1.00% | $25 |
| 6 months | — | 1.51% | 1.51% | $75 |
| 12 months | — | 2.02% | 2.02% | $202 |
| 18 months | 2.02% | — | 2.02% | $305 |
| 30 months | 2.27% | — | 2.27% | $577 |
| 48 months | 2.38% | — | 2.38% | $987 |
| 60 months | 2.48% | — | 2.48% | $1,303 |
Sources (1)
- fnblacon.com/products/cds-and-iras · captured Sep 17, 2026
Special-purpose accounts
IRAs
Up to 2.02%APY · 1 term
Compounded daily. Penalty for early withdrawal. Available as Traditional and Roth IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18 Month Fixed rate account | 2.02% | $305 |
| 18 monthsVariable rate account; the rate(s) and APY(s) may change after the account is opened | 1.51% | $227 |
Sources (1)
- fnblacon.com/products/cds-and-iras · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.