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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Midland, TX metro

  1. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  2. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Heritage USA Federal Credit UnionTerm Share Accounts (CDs)CD · 12 months · $500 min

    Credit union · 2 branches

    4.15%APY$415 over 1 year on $10,000
  4. Top Carrot, Carrot Score 94
    Complex Community Federal Credit UnionShare CertificatesCD · 12 months · $500 min · 4.13%–4.24% by balance

    Credit union · 2 branches

    4.13%APY$413 over 1 year on $10,000
  5. 1st Community Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  6. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  7. First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance

    Bank · 2 branches

    3.75%APY$248 over 8 months on $10,000intro rate
  8. West Texas CUCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  9. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 2 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  10. Frost BankFrost Certificate of Deposit AccountCD · 3 months · $1,000 min · 3.30%–4.00% by balance

    Bank · 4 branches

    3.30%APY$81 over 3 months on $10,000
  11. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  12. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 2 branches

    3.25%APY$353 over 13 months on $10,000
  13. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  14. Members Financial Federal Credit UnionCertificate of Deposit AccountsCD · 25 months · $1,000 min · 2.53%–3.82% by balance

    Credit union · 1 branch

    3.05%APY$646 over 25 months on $10,000
  15. First Basin Credit UnionCertificate of Deposit (CD)CD · 60 months · $1,000 min

    Credit union · 1 branch

    2.50%APY$1,314 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Midland, TX metro

178 CDs at 14 banks and credit unions · checked Oct 16–22

Typical
1.50%
Top 10% from
3.75%
Banks, typical
0.33%
Credit unions, typical
2.61%

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Midland, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Complex Community Federal Credit UnionCredit union · 2 branches
  2. Heritage USA Federal Credit UnionCredit union · 2 branches
  3. UMB BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate