Best CD rates and certificates

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: $1,000 minimum deposit required. Terms from 6 months to 5 years available. Dividends are compounded and paid quarterly and at maturity. $5 membership fee required. Early withdrawal penalties may apply. Jumbo rate qualifies for Personal CD deposits of $250,000 or more or approved exception.

Offer: Dividends compounded quarterly.

Requirements

Product: Interest can be paid monthly, quarterly, semi-annually, or annually, and can be automatically transferred to checking or savings. Penalty for early withdrawal. Terms from 90 days to 72 months available.

Offer: 11 Month CD Rate Special. At maturity, converts automatically to a 12 month regular CD at current rate. Penalty for early withdrawal.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: Early withdrawal penalties may be imposed, and the fee could reduce principal. If redeemed prior to original maturity date, penalty equivalent to 1 month interest may be applied. Fees could reduce earnings.

Offer: Early withdrawal penalty equivalent to 1 month interest may be applied if fully or partially redeemed prior to original maturity date. Fees could reduce earnings.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: A $500 minimum balance is required to open each CD. Early withdrawals are generally subject to an early withdrawal penalty. Additional deposits cannot be made into an existing CD.

Offer: 15 Month CD Special. Early withdrawal penalty may be imposed.

Requirements

Product: Minimum opening deposit is $500.00. 91-day and 182-day certificates are simple interest certificates with dividends credited at maturity and monthly respectively. Other terms have dividends compounded and credited quarterly. Term Share accounts are subject to credit union membership.

Offer: 1-Year term. Dividends compounded and credited quarterly. Minimum opening deposit $500.00.

Requirements

Product: Early withdrawal penalties may be imposed, and the fee could reduce principal. If redeemed prior to original maturity date, penalty equivalent to 1 month interest may be applied. Fees could reduce earnings.

Offer: Early withdrawal penalty equivalent to 1 month interest may be applied if fully or partially redeemed prior to original maturity date. Fees could reduce earnings.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.

Offer: Term: 6-11 Months. Balance tier: Less than $10,000.