Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–71 results in Indianapolis, IN metro
- 2.25%APY$690 over 36 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any six month interval.
Offer: New Money rate for 6th Six Months interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any one year interval.
Offer: New Money rate for 5th Year interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 1.97%APY$197 over 1 year on $10,000
Requirements
Product: 12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.
Offer: Dividends compounded monthly; early withdrawals reduce earnings.
1.95% interest rate · Compounded monthly
Rate checked
More details - 1.86%APY$472 over 30 months on $10,000
Requirements
Product: A CD is also called a "time deposit." Funds must be kept for a specific period of time to avoid early withdrawal penalties. A penalty may be imposed for any CD withdrawals before maturity. Fees may reduce earnings on account.
1.85% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.50%APY$470 over 37 months on $10,000intro rate
Requirements
Product: Available on new money only. Minimum deposit is $1,000. Allows you to increase your rate to the current standard rate once during your term. Bumps will be made to the rate available for the term closest to, but no greater than, the number of months remaining on the Bump-Up Certificate. Will roll over into S1 Share Savings account at maturity. Penalty will be imposed for early withdrawal.
Offer: Available on new money only. Minimum deposit is $1,000. One rate increase can be requested and performed during the life of the certificate to a current standard rate.
Promotional rate · 1.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.36%APY$699 over 60 months on $10,000
Requirements
Product: Fixed-rate deposit product. Minimum balance of $500.00 required to open the account and earn the stated APY. A penalty will be imposed for early withdrawal. Interest paid at maturity for 3-6 month CDs, quarterly for all other terms.
Offer: Interest paid quarterly. Fixed rate for the term of the CD. Early withdrawal penalty applies.
1.35% interest rate · Effective Jun 2, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - FORUM Credit Union52 Week Money Challenge AccountCD · 12 months · $500 min
Credit union · 16 branches
0.75%APY$75 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Minimum $500 required to open. Rates subject to change without notice.
Offer: Term: 52 weeks. Early withdrawal penalties apply.
0.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$0 over 0.4667 months on $10,000
Requirements
Product: STAR Power requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: Requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Compound frequency at maturity. Penalty may apply for early withdrawal.
Effective May 27, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indianapolis, IN metro
528 CDs at 48 banks and credit unions · checked Oct 15–22
- Typical
- 2.52%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches