Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–40 results in Fort Wayne, IN metro
- MidWest America Federal Credit UnionRegular Share CertificateCD · 6 months · $500 min
Credit union · 6 branches
2.45%APY$121 over 5.98 months on $10,000with conditionsRequirements
Product: Minimum balance to open is $500. Penalty for early withdrawal. Relationship Perks: 0.20% APY boost available to members with an active checking account (Freedom, Benefits Plus, or Reward Checking) open for at least 30 days with a minimum of 5 transactions in the most recent month.
Offer: Term: 182 days. Dividend distribution monthly. Requires Relationship Perks (active checking open >= 30 days with >= 5 transactions in most recent month).
Qualified rate · 2.23% interest rate · Effective Sep 23, 2026
Rate checked
More details - 2.40%APY$995 over 48 months on $10,000
Requirements
Product: Allows withdrawal and reinvestment of deposit once without penalty, as long as new CD's term equals time remaining in original Rate-Riser CD. Deposits and withdrawals not allowed otherwise. Penalty for early withdrawal.
Offer: Allows one penalty-free withdrawal and reinvestment for remaining term. Penalty for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details - 2.25%APY$690 over 36 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any six month interval.
Offer: New Money rate for 6th Six Months interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000intro rate
Requirements
Product: Ability to withdraw funds without penalty at any one year interval.
Offer: New Money rate for 5th Year interval.
Promotional rate · 2.23% interest rate · Effective Jun 16, 2026
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Interest compounded quarterly, added back to CD quarterly. Automatic renewal.
1.50% interest rate · Compounded quarterly
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 0.20%APY$60 over 36 months on $10,000
Requirements
Product: Interest compounded semi-annually, added back to CD semi-annually. Automatic renewal. Ability to change the interest rate one time during the 3 year CD term to the current 3 year CD rate in effect at the time of change.
Offer: Option to change rate 1 time during 3 year term to current 3 year CD rate.
0.20% interest rate
Rate checked
More details - 0.20%APY$60 over 36 months on $10,000
Requirements
Product: Interest compounded semi-annually, added back to CD semi-annually. Automatic renewal. Unlimited, minimum $25.00 deposits allowed after opening account. Competitive interest rate on minimum daily balances of $250.00 and over.
Offer: Interest rate on minimum daily balances of $250.00 and over. Unlimited minimum $25 deposits allowed after opening.
0.20% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$0 over 0.4667 months on $10,000
Requirements
Product: STAR Power requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: Requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Compound frequency at maturity. Penalty may apply for early withdrawal.
Effective May 27, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fort Wayne, IN metro
329 CDs at 27 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch