Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Faribault, MN metro
- 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Single deposit with no maximum amount; online funding limits apply ($5,000 for external transfers, $50,000 for internal transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly and accrue daily.
4.41% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$3,382 over 84 months on $10,000
Requirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
4.17% interest rate · Effective Oct 15, 2026
Rate checked
More details - HomeTown Credit UnionShare Certificate ($10,000.00 Minimum)CD · 11 months · $10,000 min
Credit union · 2 branches
4.20%APY$384 over 11 months on $10,000intro rateRequirements
Product: Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies (90 days dividends for terms 11 months or less; 180 days dividends for terms 12 months or more). 7-day grace period at maturity.
Offer: Special rate is for new certificates only and does not apply to renewals. At maturity, renews to a standard 6-month term.
Promotional rate · 4.12% interest rate · Effective Sep 21, 2026
Rate checked
More details - HomeTown Credit UnionShare Certificate ($500.00 Minimum)CD · 11 months · $500 min
Credit union · 2 branches
4.20%APY$384 over 11 months on $10,000intro rateRequirements
Product: Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies (90 days dividends for terms 11 months or less; 180 days dividends for terms 12 months or more). 7-day grace period at maturity.
Offer: Special rate is for new certificates only and does not apply to renewals. At maturity, renews to a standard 6-month term.
Promotional rate · 4.12% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.16%APY$102 over 3 months on $10,000
Requirements
Offer: Early withdrawal penalty: 91 days interest (Minimum $25)
4.10% interest rate · Effective Dec 18, 2025
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More details - 4.10%APY$586 over 17 months on $10,000intro rate
Requirements
Product: Limited-time promotional special rate. Membership required. $500 minimum deposit for Standard Certificates of Deposit. Automatically renews at the current non-promotional rate upon maturity.
Offer: Limited time offer. Accurate as of 9/1/2026.
Promotional rate · 4.03% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.05%APY$1,265 over 36 months on $10,000
Requirements
Product: $500 minimum opening deposit. No monthly service charge. Interest rate locked in for full term. Early withdrawal penalty may apply. Available terms start from 3 months. Showing rates for Apple Valley branch.
Effective Sep 17, 2026
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More details - 4.00%APY$816 over 24 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal on time deposits.
Offer: Special rate and term.
Promotional rate · 4.00% interest rate · Effective Aug 23, 2026
Rate checked
More details - 3.79%APY$188 over 6 months on $10,000
Requirements
Offer: Fixed rate paid until maturity. Daily balance method. Interest credited at maturity. Automatically renews at a 180 day term. Early withdrawal penalty: 3 months interest.
3.75% interest rate · Effective Dec 2, 2024
Rate checked
More details - 3.75%APY$1,168 over 36 months on $10,000
Requirements
Product: Minimum deposit $1,000. Allows member to change the dividend rate once during the term to the current Flex Certificate Rate, add to the certificate once within the first year (minimum $1,000 additional deposit), and make a one-time withdrawal of up to 50% of the current balance without penalty.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.50%APY$75 over 6 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies.
Offer: Automatically renewable upon maturity.
1.49% interest rate · Effective Sep 21, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited number of deposits up to a maximum balance of $25,000. Provides 1 withdrawal without penalty before maturity. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate · Balance cap $25,000
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited deposits with no maximum on number or amount of deposits. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Faribault, MN metro
115 CDs at 8 banks and credit unions · checked Oct 16–22
- Typical
- 3.56%
- Top 10% from
- 4.15%
- Banks, typical
- 3.35%
- Credit unions, typical
- 3.80%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch