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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Des Moines, IA metro

  1. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 13 branches

    3.25%APY$161 over 6 months on $10,000
  2. Union State BankCertificate of DepositCD · 60 months · $500 min · 1.61%–3.63% by balance

    Bank · 3 branches

    3.22%APY$1,717 over 60 months on $10,000
  3. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 4 branches

    3.15%APY$315 over 1 year on $10,000
  4. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 9 branches

    3.00%APY$1,564 over 59 months on $10,000
  5. Nicolet National BankInvestor Choice CDCD · 30 months · $10,000 min

    Bank · 3 branches

    2.90%APY$741 over 30 months on $10,000with conditions
  6. West BankCertificate of DepositCD · 24 months · $1,000 min · 2.80%–3.10% by balance

    Bank · 6 branches

    2.80%APY$568 over 24 months on $10,000
  7. Community 1st Credit Union12 Month Dollar Dog Certificate AccountCD · 12 months · $250 min

    Credit union · 1 branch

    2.75%APY$275 over 1 year on $10,000
  8. First Mid Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 3 branches

    2.75%APY$558 over 24 months on $10,000
  9. First National BankStandard Term CDsCD · 49–60 months · $1,000 min · 2.52%–2.73% by balance

    Bank · 4 branches

    2.63%APY
  10. First National BankAdd it Up CDCD · 24 months · $100 min · 1.96%–2.32% by balance

    Bank · 4 branches

    2.32%APY$469 over 24 months on $10,000
  11. Top Carrot, Carrot Score 95
    Advantage Credit UnionTerm Share AccountCD · 6 months · $1,000 min · 2.28%–2.80% by balance

    Credit union · 1 branch

    2.28%APY$113 over 6 months on $10,000
  12. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionVariable Regular CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  13. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionVariable Education CertificateCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  14. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionRegular CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  15. Northwest Bank24-Month Easy SaverCD · 24 months · $200 min

    Bank · 3 branches

    2.10%APY$424 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Des Moines, IA metro

636 CDs at 59 banks and credit unions · checked Oct 16–22

Typical
2.75%
Top 10% from
4.20%
Banks, typical
2.29%
Credit unions, typical
3.25%

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Des Moines, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 2 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

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