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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Cleveland, OH metro

  1. Top Carrot, Carrot Score 89
    First Federal Lakewood60-Month CDCD · 60 months · $500 min

    Bank · 19 branches

    2.32%APY$1,215 over 60 months on $10,000
  2. GenFed Credit UnionBump-Up CertificateCD · 37 months · $1,000 min

    Credit union · 3 branches

    1.50%APY$470 over 37 months on $10,000intro rate
  3. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 15 branches

    1.50%APY$773 over 60 months on $10,000
  4. Painesville Credit UnionShare CertificatesCD · 36 months

    Credit union · 1 branch

    1.41%APY$429 over 36 months on $10,000
  5. Steel Valley Federal Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 1 branch

    0.90%APY$458 over 60 months on $10,000
  6. OHecuStep-Up 18CD · 18 months · $500 min

    Credit union · 3 branches

    0.70%APY$105 over 18 months on $10,000with conditions
  7. Main Street BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · 1 branch

    0.50%APY$151 over 36 months on $10,000
  8. LorMetShare CertificatesCD · 30 months · $1,000 min

    Credit union · 4 branches

    0.47%APY$118 over 30 months on $10,000
  9. Top Carrot, Carrot Score 89
    First Federal Lakewood36-Month CDCD · 36 months · $500 min

    Bank · 19 branches

    0.40%APY$120 over 36 months on $10,000
  10. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 37 branches

    0.40%APY$202 over 60 months on $10,000
  11. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 37 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  12. Top Carrot, Carrot Score 89
    First Federal Lakewood24-Month CDCD · 24 months · $500 min

    Bank · 19 branches

    0.35%APY$70 over 24 months on $10,000
  13. Top Carrot, Carrot Score 89
    First Federal Lakewood12-Month CDCD · 12 months · $500 min

    Bank · 19 branches

    0.30%APY$30 over 1 year on $10,000
  14. Top Carrot, Carrot Score 89
    First Federal Lakewood18-Month CDCD · 18 months · $500 min

    Bank · 19 branches

    0.30%APY$45 over 18 months on $10,000
  15. First Federal Savings of LorainCertificatesCD · 30 months · $250 min

    Bank · 4 branches

    0.30%APY$75 over 30 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Cleveland, OH metro

653 CDs at 61 banks and credit unions · checked Oct 6–22

Typical
2.25%
Top 10% from
4.00%
Banks, typical
0.55%
Credit unions, typical
3.18%

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Cleveland, OH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 7 17 Credit UnionCredit union · 2 branches
  2. Commstar Credit UnionCredit union · 2 branches
  3. Achieve CUCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate