Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Cleveland, MS metro
- 4.30%APY$540 over 15 months on $10,000intro rate
Requirements
Product: Must fund with new money, defined as funds deposited into BCU within the last 30 days and not previously on deposit within 90 days. $500 minimum opening deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier. Requires new money.
Promotional rate · 4.22% interest rate
Rate checked
More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Early withdrawal penalties apply (original maturity of 12 months or less: 30 days dividends; more than 12 months: 90 days dividends). Fixed rates for the term of the certificate. Automatically renewable.
2.96% interest rate · Effective Sep 18, 2025
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More details - 2.02%APY$17 over 1 months on $10,000
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More details - 2.02%APY$202 over 1 year on $10,000
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More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - Hope Credit UnionTransformational Deposits CertificateCD · 12–60 months · $1,000 min
Credit union · 1 branch
0.25%APYRequirements
Product: Not available on 6-month term. High-impact certificates at below-market rates to help extend economic opportunities. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
Offer: Not available on 6-month term. Available for 12, 24, 36, or 60 months.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cleveland, MS metro
64 CDs at 6 banks and credit unions · checked Oct 17–22
- Typical
- 2.35%
- Top 10% from
- 3.80%
- Banks, typical
- 2.01%
- Credit unions, typical
- 2.70%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches