Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Chicago, IL-IN metro
- 4.00%APY$400 over 1 year on $10,000
Requirements
Product: $2,500 minimum to open. Interest can be compounded or paid out monthly. Penalty for early withdrawal. APY assumes interest remains on deposit until maturity. Available on new and renewal accounts.
3.93% interest rate · Effective Sep 22, 2026
Rate checked
More details - American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · 4 branches
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 1, 2025
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More details - Crystal Lake Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 6 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: New money only. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - Schaumburg Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 6 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: Requires new money only (money not currently held at any Wintrust Financial Corporation location).
Offer: New money only (money not currently held at any Wintrust Financial Corporation location). APY accurate as of 6/10/26. Funds must remain on deposit until maturity. At maturity, automatically renews into a CD with a different term at standard interest rate and APY. Early withdrawal penalties apply. Offer subject to change at any time without notice. APY may not be available at all locations.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Assumes funds remain on deposit until maturity. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY in effect on the maturity date.
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Requires new money (money not currently held at any Wintrust Financial Corporation location). $0.01 minimum daily balance required to obtain APY. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard rate and APY in effect on maturity date.
Offer: Requires new money. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 to obtain APY. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - Libertyville Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 8 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: Requires new money deposit. Minimum daily balance of $0.01 required to obtain APY. Funds must remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - Old Plank Trail Community Bank, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 16 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: Requires $1,000 opening deposit in new money. Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Requires new money (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Requires $1,000 to open and new money only.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - St. Charles Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 7 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: Requires new money (money not currently held at any Wintrust Financial Corporation location).
Offer: Requires $1,000 opening deposit of new money (money not currently held at any Wintrust Financial Corporation location) and minimum daily balance of $0.01 to obtain APY. Assumes funds remain on deposit until maturity; early withdrawal penalties apply. Automatically renews into a CD with a different term at standard rate.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Funds must remain on deposit until maturity. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: New money only. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY. Offer subject to change at any time.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, CD Specials automatically renew into a CD with a different term at standard rate.
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Funds must remain on deposit until maturity.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). APY assumes funds remain on deposit until maturity. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard rate and APY in effect on maturity date.
Offer: Requires minimum daily balance of $0.01 to obtain APY. Requires $1,000 to open with new money only. APY assumes funds remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - Lake Forest Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 7 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, CD Specials automatically renew into a CD with a different term at standard interest rate and APY in effect on maturity date.
Offer: Requires new money only. Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - Barrington Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min
Bank · 9 branches
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.
Offer: New money only. Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Chicago, IL-IN metro
1,353 CDs at 144 banks and credit unions · checked Oct 15–22
- Typical
- 2.27%
- Top 10% from
- 4.05%
- Banks, typical
- 1.68%
- Credit unions, typical
- 2.84%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches