Best CD rates and certificates

Requirements

Product: Penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open and earn desired APY on all Banterra CDs. Online applicants must be 18 years old, a US citizen with a US address, and resident of AZ, CO, ID, IL, IN, KY, MO, or UT.

Offer: Promotional rate special. Penalty may be imposed for early withdrawal.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Membership Share dividends are declared monthly by the Board of Directors. Members can take advantage of our Loyalty Bundle and qualify for an additional rate bump (up to .15%) when they use our SIUCU Credit Card or Checking account. Subject to maturity. Rates discounts not reflected above.

Requirements

Product: Must be funded with new money (funds transferred from other accounts with Murphy-Wall State Bank and Trust Company are not considered new money). Consumers only (must be held in consumer ownership; businesses and other legal entities are not eligible). Early withdrawal penalty may apply. Fees could reduce earnings.

Offer: Penalty may be imposed for early withdrawal.

Requirements

Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Fixed rates.

Offer: Daily balance to obtain APY. Penalty may be imposed for early withdrawal.

Requirements

Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.

Requirements

Product: Fixed rates, higher than standard savings. Early withdrawals subject to penalty. Interest may be credited to account or paid by check (monthly or at maturity for 3-9 months; monthly, quarterly, or semi-annually for 12-60 months). APYs for terms 12 months and greater are based on quarterly compounding.

Offer: Minimum balance to open and retain CD is $1,000; minimum daily balance to earn APY is $1,000.

Requirements

Product: If minimum balance of $5,000 is not maintained, the account may be closed or transferred. Penalty-free withdrawals may be made 3 times a month in person at a branch; otherwise CD early withdrawal penalty applies. Guaranteed rate for 9 months. Automatically renews at maturity. May not be opened as IRA accounts.

Offer: Must maintain a minimum daily balance of $5,000 to earn APY and retain account. Penalty-free withdrawals allowed 3 times per month in person at a branch.

Requirements

Product: *Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. The early withdraw penalty for CD’s 12 months or less is three months (90 Days) simple interest. The early withdraw penalty for CD’s more than 12 months is six months (180 Days) simple interest. See your notice of penalty for early withdrawal for more information.*

Offer: Duration: 36 Months