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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Bloomington, IL metro

  1. Bank of PontiacCD "Specials"CD · 6 months · $2,500 min

    Bank · 1 branch

    3.70%APY$183 over 6 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Credit Union For AllCertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.60%APY$178 over 6 months on $10,000
  3. Citizens Bank of ChatsworthCD SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    3.60%APY$330 over 11 months on $10,000
  4. First Security BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.40%APY$170 over 6.066666666666666 months on $10,000
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. Top Carrot, Carrot Score 95
    U of I Community Credit Union33-Month Add-on CertificateCD · 33 months · $100 min

    Credit union · 2 branches

    3.30%APY$934 over 33 months on $10,000
  7. Top Carrot, Carrot Score 87
    CEFCUCertificate AccountsCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.25%APY$1,734 over 60 months on $10,000
  8. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  9. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 2 branches

    3.05%APY$50 over 2 months on $10,000intro rate
  10. Morton Community BankCertificate of DepositCD · 60 months · $1,000 min · 3.05%–3.11% by balance

    Bank · 2 branches

    3.05%APY$1,621 over 60 months on $10,000
  11. First Mid Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    2.75%APY$558 over 24 months on $10,000
  12. Flanagan State BankStandard Certificates of DepositCD · 60 months · $1,000 min

    Bank · 3 branches

    2.52%APY$1,325 over 60 months on $10,000
  13. INBPremier CD (Rising Rate Y)CD · 48 months · $1,000 min

    Bank · 1 branch

    2.12%APY$875 over 48 months on $10,000with conditions
  14. INBCD (Rising Rate Z)CD · 48 months · $1,000 min

    Bank · 1 branch

    1.85%APY$761 over 48 months on $10,000intro rate
  15. INBCDCD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bloomington, IL metro

297 CDs at 22 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
3.86%
Banks, typical
1.43%
Credit unions, typical
3.51%

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Bloomington, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. State Farm Federal Credit UnionCredit union · 1 branch
  3. U of I Community Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate