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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Baltimore, MD metro

  1. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 24 months · $500 min

    Credit union · 15 branches

    5.20%APY$1,067 over 24 months on $10,000intro rate
  2. POCU of MarylandHigh Rate CDsCD · 9 months · $500 min

    Credit union · 1 branch

    5.12%APY$382 over 9 months on $10,000intro rate
  3. First Financial Federal Credit UnionFinancial Dimensions Client Certificate SpecialCD · 7 months · $500 min

    Credit union · 8 branches

    5.00%APY$289 over 7 months on $10,000with conditions
  4. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    5.00%APY$500 over 1 year on $10,000
  5. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 18 months · $500 min

    Credit union · 1 branch

    4.60%APY$698 over 18 months on $10,000intro rate
  6. Top Carrot, Carrot Score 93
    NASA Federal Credit UnionShare CertificatesCD · 49 months · $10,000 min

    Credit union · 2 branches

    4.55%APY$1,992 over 49 months on $10,000
  7. Capital One360 CDCD · 11 months · $0 min

    Bank · 9 branches

    4.40%APY$403 over 11 months on $10,000
  8. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionBump-Up Share CertificatesCD · 60 months · $5,000 min

    Credit union · 15 branches

    4.40%APY$2,402 over 60 months on $10,000
  9. First Financial Federal Credit UnionCertificate Specials – ShareCD · 9 months · $5,000 min

    Credit union · 8 branches

    4.35%APY$325 over 9 months on $10,000intro rate
  10. First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 8 branches

    4.35%APY$435 over 1 year on $10,000with conditions
  11. Top Carrot, Carrot Score 94
    APG Federal Credit UnionSavings CertificateCD · 9 months · $100 min

    Credit union · 13 branches

    4.30%APY$321 over 9 months on $10,000
  12. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 3 branches

    4.25%APY$317 over 9 months on $10,000
  13. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 43 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  14. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 51 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    APL Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$868 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Baltimore, MD metro

613 CDs at 51 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.10%
Banks, typical
2.00%
Credit unions, typical
3.60%

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Baltimore, MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 1 branch
  2. Tower Federal Credit UnionCredit union · 15 branches
  3. Freedom Federal Credit UnionCredit union · 8 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate