Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Amherst Town, MA metro

  1. Freedom Credit Union15-Month Certificate SpecialCD · 15 months · $500 min

    Credit union · 1 branch

    4.50%APY$566 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Greenfield Savings BankTraditional Certificates of DepositCD · 36 months · $1,000 min

    Bank · 4 branches

    4.28%APY$1,340 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    UMassFiveTerm DepositsCD · 36 months · $500 min

    Credit union · 4 branches

    4.07%APY$1,271 over 36 months on $10,000
  4. Freedom Credit Union36-Month Certificate SpecialCD · 36 months · $500 min

    Credit union · 1 branch

    4.05%APY$1,265 over 36 months on $10,000intro rate
  5. Freedom Credit UnionSavings CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.05%APY$1,265 over 36 months on $10,000
  6. Freedom Credit Union13-Month Certificate SpecialCD · 13 months · $500 min

    Credit union · 1 branch

    4.00%APY$434 over 13 months on $10,000intro rate
  7. Freedom Credit Union24-Month Certificate SpecialCD · 24 months · $500 min

    Credit union · 1 branch

    3.95%APY$806 over 24 months on $10,000intro rate
  8. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 2 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  9. Country Bank for SavingsRelationship Certificate of DepositCD · 6 months · $500 min

    Bank · 2 branches

    3.82%APY$189 over 6 months on $10,000with conditions
  10. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  11. PeoplesBankCertificate of DepositCD · 10 months · $1,000 min

    Bank · 3 branches

    3.75%APY$312 over 10 months on $10,000
  12. Alden Credit UnionCertificate of DepositCD · 10 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$312 over 10 months on $10,000
  13. Polish National Credit UnionPerks Certificate SpecialCD · 5 months · $500 min

    Credit union · 2 branches

    3.61%APY$149 over 5 months on $10,000with conditions
  14. Country Bank for SavingsCertificate of DepositCD · 10 months · $500 min

    Bank · 2 branches

    3.56%APY$296 over 10 months on $10,000
  15. Country Bank for Savings10 Month Add-On Certificate of Deposit SpecialCD · 10 months · $500 min

    Bank · 2 branches

    3.56%APY$296 over 10 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Amherst Town, MA metro

228 CDs at 15 banks and credit unions · checked Sep 18–Oct 17

Typical
1.33%
Top 10% from
3.81%
Banks, typical
0.50%
Credit unions, typical
3.55%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Amherst Town, MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UMassFiveCredit union · 4 branches
  2. Greenfield Savings BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate