Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Banks only

Top CD rates

Showing 1–15 of 184 results in Iowa

  1. Union State Bank27 Month CD SpecialCD · 27 months · $10,000 min

    Bank · 3 branches

    4.61%APY$1,067 over 27 months on $10,000with conditions
  2. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 36 branches

    4.60%APY$2,522 over 60 months on $10,000with conditions
  3. Top Carrot, Carrot Score 88
    State Savings BankCertificate of DepositCD · 55 months · $2,000 min · 4.37%–4.58% by balance

    Bank · 2 branches

    4.58%APY$2,278 over 55 months on $10,000
  4. Bank IowaBank Iowa Certificate of DepositCD · 26 months · $5,000 min

    Bank · 24 branches

    4.51%APY$1,003 over 26 months on $10,000
  5. Fidelity BankCD Special OffersCD · 20 months · $5,000 min

    Bank · 3 branches

    4.50%APY$761 over 20 months on $10,000intro rate
  6. Midwest HeritageCertificates of DepositCD · 24 months · $1,000 min

    Bank · 12 branches

    4.50%APY$920 over 24 months on $10,000intro rate
  7. Farmers & Merchants State Bank24 Month CDCD · 24 months · $1,000 min

    Bank · 5 branches

    4.50%APY$920 over 24 months on $10,000
  8. Charter BankCertificate of DepositCD · 25 months · $1,000 min · 4.25%–4.50% by balance

    Bank · 4 branches

    4.50%APY$960 over 25 months on $10,000
  9. Top Carrot, Carrot Score 92
    Luana Savings BankCertificate of Deposit (CD)CD · 26 months · $2,000 min

    Bank · 6 branches

    4.50%APY$1,001 over 26 months on $10,000
  10. Northwest BankCertificate of Deposit (CD)CD · 26 months · $5,000 min

    Bank · 20 branches

    4.50%APY$1,001 over 26 months on $10,000with conditions
  11. Farmers Trust & Savings BankCertificate of DepositCD · 36 months · $5,000 min

    Bank · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  12. Farmers & Merchants State Bank36 Month CDCD · 36 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$1,412 over 36 months on $10,000
  13. Farmers & Merchants State Bank48 Month CDCD · 48 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$1,925 over 48 months on $10,000
  14. Farmers & Merchants State Bank60 Month CDCD · 60 months · $1,000 min · 4.00%–4.50% by balance

    Bank · 5 branches

    4.50%APY$2,462 over 60 months on $10,000
  15. Top Carrot, Carrot Score 93
    Iowa Falls State BankCertificate of DepositCD · 18 months · $1,000 min

    Bank · 2 branches

    4.45%APY$675 over 18 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,123 CDs at 111 banks and credit unions · checked Oct 30–Nov 6

Typical
2.77%
Top 10% from
4.15%
Banks, typical
2.77%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Advantage Credit UnionCredit union · 1 branch
  2. Serve Credit UnionCredit union · 2 branches
  3. Collins Community Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate