Compare Bank & Credit Union Rates
Best CD rates in Butte, MT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Butte, MT
- Horizon Credit Union15 Month CertificateCD · 15 months · 4.44%–4.70% by balance
Credit union · 1 branch
4.70%APY$591 over 15 months on $10,000with conditionsRequirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
Offer: With .25% Bonus with Direct Deposit of $200.00 or more to an active Horizon Checking or Savings account.
Qualified rate · 4.60% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for 15 Month Certificate Balance APY Any balanceYour amount 4.70% $25,000 – $100,000 4.44% $100,000 and up 4.44% Rate checked
More details - 4.38%APY$438 over 1 year on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
4.30% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Southwest Montana Community Federal Credit UnionShare Certificates of DepositCD · 60 months · $500 min
Credit union · 1 branch
4.06%APY$2,202 over 60 months on $10,000intro rateRequirements
Product: Renews automatically upon maturity after 10-day grace period. 90-day penalty for early withdrawal on all Share Certificates. Dividends are calculated and paid quarterly.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 4.05%APY$439 over 13 months on $10,000intro rate
Requirements
Product: Requires $500 minimum opening deposit. No additional deposits accepted after opening. Institutional funds are not eligible. Automatic renewal at maturity. Early withdrawal penalties may apply.
Offer: Minimum balance of $500 required to obtain APY. No additional deposits accepted after opening. Interest compounded annually and credited annually and at maturity. Institutional funds are not eligible.
Promotional rate · Compounded annually · Effective Sep 23, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000
Requirements
Product: Requires Membership Savings with a minimum $20 balance. Cannot add to certificate during term.
3.93% interest rate
Rate checked
More details - Clearwater Credit UnionCertificates of Deposit (CDs)CD · 24 months · $100 min
Credit union · 1 branch
4.00%APY$816 over 24 months on $10,000Requirements
Product: $100 minimum opening deposit. $100 minimum balance requirement. Dividends paid monthly. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Interest accrues daily, dividends paid monthly. Early withdrawal penalties may apply.
3.92% interest rate · Effective Sep 24, 2026
Rate checked
More details - Clearwater Credit UnionEnergy Resilience Certificate of Deposit (CD)CD · 24 months · $100 min
Credit union · 1 branch
4.00%APY$816 over 24 months on $10,000Requirements
Product: CD funds pooled to help Montana homeowners and businesses finance energy resilient solutions. Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Interest accrues daily, dividends paid monthly. Early withdrawal penalties may apply.
3.92% interest rate · Effective Sep 24, 2026
Rate checked
More details - 3.80%APY$94 over 3 months on $10,000intro rate
Requirements
Product: Fixed rates; higher rates by selecting a longer term. A wide range of terms available (from 6 months to 30 months). No setup or maintenance fees. Early withdrawals subject to penalty. $500 minimum deposit to open (or $1,000 as stated in rate schedule).
Offer: Share Certificate of Deposit Special. Limited time offer. Penalty for early withdrawal.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2025
Rate checked
More details - 3.80%APY$157 over 5 months on $10,000
Requirements
Product: Requires $500 minimum opening deposit. No additional deposits accepted after opening. Institutional funds are not eligible. Automatic renewal at maturity. Early withdrawal penalties may apply.
Offer: Minimum balance of $500 required to obtain APY. No additional deposits accepted after opening. Interest compounded and credited at maturity. Institutional funds are not eligible.
Effective Sep 23, 2026
Rate checked
More details - Citizens Alliance BankCertificates of Deposit (CD) - SPECIAL RATESCD · 15 months · $500 min
Bank · 1 branch
3.75%APY$471 over 15 months on $10,000intro ratePromotional rate · Effective Mar 5, 2026
Rate checked
More details - 3.61%APY$735 over 24 months on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.55% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.61%APY$1,123 over 36 months on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.55% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.55%APY$1,906 over 60 months on $10,000
Requirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
3.50% interest rate · Effective Sep 28, 2026
Rate checked
More details - Northwestern Energy Employees FCUShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.53%APY$353 over 1 year on $10,000Requirements
Product: Daily Balance/Semi-Annual Dividend, Posts to Shares. Share Certificate rates may change each Wednesday.
Offer: I1 1-year Certificate; 365-day term; Daily Balance/Semi-Annual Dividend, Posts to Shares
3.50% interest rate · Effective May 1, 2022
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Butte, MT
97 CDs at 12 banks and credit unions · checked Oct 6–22
- Typical
- 3.15%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.55%
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Butte, MT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Northwestern Energy Employees FCUCredit union · 1 branch