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Credit union · NCUA insured

Northwestern Energy Employees FCU CD Rates

Top Carrot, Carrot Score 88Top Carrot

Northwestern Energy Employees FCU’s best CD rate is 3.53% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How Northwestern Energy Employees FCU’s CD rates compare

Compared with banks and credit unions near Butte, MT, where Northwestern Energy Employees FCU has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Northwestern Energy Employees FCU

    3.53%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $353

    Share Certificates

  • Top rate

    Horizon Credit Union

    4.70%APY

    Term
    15 months
    Requires
    Another account
    Minimum
    —
    Earns on $10,000
    $591

    Horizon Credit Union rates

  • 2nd-highest rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

Compare CD rates near you →

Northwestern Energy Employees FCU CD score

68

CD score

Higher than 21% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.02%
  • 9–15 months9–15 mo3.53%
  • 16–30 months16–30 mo2.77%
  • QualifiedQualified3.53%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Northwestern Energy Employees FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northwestern Energy Employees FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of The Archibald Company in Butte, MT are eligible.
  • Employees of Athena Energy, LLC in Butte, MT are eligible.
  • Employees of the Butte Country Club in Butte, MT are eligible.
  • Employees of specified companies working in Colstrip, Montana (Big Sky Coal Company, Colstrip Electric, Inc., Colstrip Medical Center, Fortin Construction, Inc., Rosebud Power Plant, Sagebrush Industries, Inc., Colstrip Ambulance Service, Power Maintenance Resources, Inc.) are eligible.
  • Employees of Continental Energy (subsidiary of BBI Power Corporation) who work in Montana are eligible.
  • Employees of NorthWestern Energy Employees Federal Credit Union are eligible for membership.
19 more ways to join

Employers and groups

  • Employees of EnCana who work in the state of Montana are eligible.
  • Employees and members of the International Brotherhood of Electrical Workers, Local Union #44 are eligible.
  • Employees of Jefferson Energy Trading (JETCO) L.L.C. working in Butte, Montana are eligible.
  • Employees of Lakeview Assisted Living LLC working in Colstrip, MT are eligible.
  • Former employees of Montana Power Company and its wholly owned subsidiaries who worked in Montana are eligible.
  • Employees of NorthWestern Energy who work in the state of Montana are eligible.
  • Employees of NorthWestern Energy who work in South Dakota or Nebraska and are paid from Butte, Montana are eligible.
  • Employees of PPL Montana LLC who work in the state of Montana are eligible.
  • Employees of Talen Energy Corporation who work in Colstrip, Billings, and Butte, Montana are eligible.
  • Employees of Touch America Holdings, Inc. and wholly-owned subsidiaries Entech LLC, Touch America Inc., and Tetragenics Company working in Montana are eligible.
  • Employees of Westmoreland Coal Company who work in Montana or at the Jewett Mine in Texas are eligible.

Military, government and schools

  • Employees of the City of Colstrip, Colstrip, MT are eligible.
  • Employees of the Colstrip Public School District who work in Colstrip, Montana are eligible.
  • Employees of the St. Labre Indian School Educational Association who work in or are paid from Ashland, Montana are eligible.

Family and household

  • Immediate family members or household members of eligible persons are eligible for membership.

Other ways

  • Members of record of Mission Arts Employees Federal Credit Union are eligible.
  • Organizations of eligible persons are eligible for membership.
  • Persons retired as pensioners or annuitants from the listed qualifying employments are eligible.
  • Spouses of persons who died while within the field of membership of this credit union are eligible.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Northwestern Energy Employees FCU overview