Bank · FDIC insured
Opportunity Bank of Montana CD Rates
Opportunity Bank of Montana’s best CD rate is 4.05% APY on a 13-month CD. Terms run from 5 months to 13 months. Rates checked October 22, 2026.
How Opportunity Bank of Montana’s CD rates compare
Compared with banks and credit unions in Montana, where Opportunity Bank of Montana has the most branches. $10,000, best rate first.
This bank’s best
Opportunity Bank of Montana
4.05%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $439
13 Month CD Special
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
13 Month CD Special
4.05%APY · 1 term
Requires $500 minimum opening deposit. No additional deposits accepted after opening. Institutional funds are not eligible. Automatic renewal at maturity. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsMinimum balance of $500 required to obtain APY. No additional deposits accepted after opening. Interest compounded annually and credited annually and at maturity. Institutional funds are not eligible | 4.05% | $439 |
Sources (1)
- opportunitybank.com/cd-specials · captured Sep 24, 2026
5 Month CD Special
3.80%APY · 1 term
Requires $500 minimum opening deposit. No additional deposits accepted after opening. Institutional funds are not eligible. Automatic renewal at maturity. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsMinimum balance of $500 required to obtain APY. No additional deposits accepted after opening. Interest compounded and credited at maturity. Institutional funds are not eligible | 3.80% | $157 |
Sources (1)
- opportunitybank.com/cd-specials · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.