Compare Bank & Credit Union Rates
Best CD rates in Livonia, MI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–35 results in Livonia, MI
- Zeal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min · 2.20%–2.40% by balance
Credit union · 2 branches
2.20%APY$1,149 over 60 months on $10,000Requirements
Product: Early withdrawal penalty applies. Deposits and withdrawals are not allowed during the term of the certificate but can be made upon maturity. Minimum balance is $1,000 for all terms except 30-month ($100 minimum) and 60-month ($500 minimum).
Offer: Dividends paid quarterly. $500 minimum balance.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $500 – $24,999Your amount 2.20% $25,000 – $99,999 2.30% $100,000 and up 2.40% Rate checked
More details - Christian Financial Credit UnionSave To Win CertificateCD · 12 months · $25 min
Credit union · 2 branches
1.50%APY$150 over 1 year on $10,000Requirements
Product: Additional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. Early withdrawal penalty is $25. Dividends are compounded and credited monthly. Gives chances to win cash prizes monthly and quarterly.
Offer: Only $25 to open and additional deposits can be made as often as you like. Dividends compounded and credited monthly.
1.49% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.16%APY$116 over 1 year on $10,000
Requirements
Product: Minimum to open: $100. APY depends on Member Reward Club status; stated APY assumes President's Club status. Early withdrawal penalty applies. Dividends calculated daily, compounded and paid quarterly.
Offer: Assumes President's Club status. 1-Year term.
1.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Livonia, MI
256 CDs at 19 banks and credit unions · checked Sep 18–Oct 22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches