Compare Bank & Credit Union Rates
Best CD rates in Indiana
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Indiana
- 1.50%APY$470 over 37 months on $10,000intro rate
Requirements
Product: Available on new money only. Minimum deposit is $1,000. Allows you to increase your rate to the current standard rate once during your term. Bumps will be made to the rate available for the term closest to, but no greater than, the number of months remaining on the Bump-Up Certificate. Will roll over into S1 Share Savings account at maturity. Penalty will be imposed for early withdrawal.
Offer: Available on new money only. Minimum deposit is $1,000. One rate increase can be requested and performed during the life of the certificate to a current standard rate.
Promotional rate · 1.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.36%APY$699 over 60 months on $10,000
Requirements
Product: Fixed-rate deposit product. Minimum balance of $500.00 required to open the account and earn the stated APY. A penalty will be imposed for early withdrawal. Interest paid at maturity for 3-6 month CDs, quarterly for all other terms.
Offer: Interest paid quarterly. Fixed rate for the term of the CD. Early withdrawal penalty applies.
1.35% interest rate · Effective Jun 2, 2026
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More details - 1.26%APY$126 over 1 year on $10,000
Requirements
Product: Keep making deposits into share certificate during 12-month term. Monthly, quarterly, and annual prize drawings ranging from $25 to $5,000.
1.25% interest rate · Effective Aug 20, 2026
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More details - 1.02%APY$42 over 5 months on $10,000
Effective Jan 1, 2026
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More details - 1.01%APY$25 over 3 months on $10,000
Effective Jan 1, 2026
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More details - 1.00%APY$25 over 3 months on $10,000
Requirements
Product: Penalty for early withdrawal may apply. Automatically renewable.
Offer: Penalty for early withdrawal may apply.
Effective Oct 1, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal may apply.
Offer: Penalty for early withdrawal may apply.
Effective Oct 1, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
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More details - Advance Financial Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · 2 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Automatically renews on maturity date. Early withdrawal penalty applies. Rate and APY subject to change without notice.
1.00% interest rate · Effective Oct 5, 2026
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More details - FORUM Credit Union52 Week Money Challenge AccountCD · 12 months · $500 min
Credit union · 16 branches
0.75%APY$75 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Minimum $500 required to open. Rates subject to change without notice.
Offer: Term: 52 weeks. Early withdrawal penalties apply.
0.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Advance Financial Federal Credit UnionPayday Share CertificateCD · 12 months · $20 min
Credit union · 2 branches
0.50%APY$50 over 1 year on $10,000Requirements
Product: Allows setup of direct deposit or payroll deduction totaling $500 by maturity. Dividends are compounded and credited at maturity. Automatically renews into a regular Share Certificate at maturity. Early withdrawal penalty applies. Rate and APY subject to change without notice.
Offer: Requires recurring deposit minimum amount to reach $500 at maturity.
0.50% interest rate · Effective Oct 5, 2026
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More details - Great Horizons FCUShare CertificatesCD · 12 months · $1,000 min · 0.50%–0.65% by balance
Credit union · 1 branch
0.50%APY$50 over 1 year on $10,000Requirements
Product: Substantial penalty for early withdrawal. All rates subject to change without notice.
Offer: Substantial penalty for early withdrawal. Minimum balance to obtain APY is $1,000.00.
Effective Nov 20, 2023
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 0.50% $50,000 and up 0.65% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$25 over 1 year on $10,000
Requirements
Product: Available in 1 year term. Dividends are earned daily and posted quarterly. Allows deposits to the certificate whenever desired, during the term. Great for establishing good savings habits.
Offer: Allows deposits to the certificate whenever desired during the term.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch