Compare Bank & Credit Union Rates
Best CD rates in Carmel, IN
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–34 results in Carmel, IN
- 0.75%APY$75 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply. Minimum $500 required to open. Rates subject to change without notice.
Offer: Term: 52 weeks. Early withdrawal penalties apply.
0.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$0 over 0.4667 months on $10,000
Requirements
Product: STAR Power requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: Requires a minimum deposit and balance of $5,000. Is not eligible for relationship pricing. Compound frequency at maturity. Penalty may apply for early withdrawal.
Effective May 27, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Carmel, IN
266 CDs at 19 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 3.84%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches