Compare Bank & Credit Union Rates
Best CD rates in Georgia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–145 results in Georgia
- 0.75%APY$151 over 24 months on $10,000
Requirements
Offer: Dividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited.
Effective Jan 1, 2023
Rate checked
More details - 0.70%APY$355 over 60 months on $10,000
Requirements
Product: The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Offer: Term: 60 Month. Compound method: Quarterly.
0.70% interest rate
Rate checked
More details - 0.65%APY$130 over 24 months on $10,000
Requirements
Product: Additional deposits are allowed on 3, 6, 12, 18, and 24-month Certificate terms. Monthly Certificates do not compound; dividends calculated monthly and disbursed. Quarterly Certificates compound and post dividends quarterly. Prime Club members receive a 0.15% bonus dividend rate on all Standard Certificate terms.
Offer: Additional deposits allowed. Monthly Certificates do not compound; dividends calculated monthly and disbursed. Quarterly Certificates compound and post dividends quarterly. Prime Club members receive a 0.15% bonus dividend rate.
0.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$253 over 60 months on $10,000
Requirements
Product: Membership eligibility required (employees of Savannah-Chatham County Public School, Savannah Technical College, Oatland Island Center, or immediate family members). Dividends compounded and credited quarterly. Penalty imposed for early withdrawal.
Offer: Fixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal.
0.50% interest rate · Effective Apr 1, 2015
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Maturity terms from 1-60 months. Interest compounded annually on CDs over one year. Automatic renewal. Penalty for early withdrawal. $1,000 minimum opening deposit.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Georgia
915 CDs at 101 banks and credit unions · checked Oct 16–23
- Typical
- 3.10%
- Top 10% from
- 4.05%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches