Credit union · NCUA insured
Savannah Schools CD Rates
Savannah Schools’s best CD rate is 0.50% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Savannah Schools’s CD rates compare
Compared with banks and credit unions near Savannah, GA, where Savannah Schools has the most branches. $10,000, best rate first.
This credit union’s best
Savannah Schools
0.50%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $253
Share Certificates
Top rate
Georgia Heritage Federal Credit Union
4.80%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,642
2nd-highest rate
Coastal States Bank
4.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $260
Savannah Schools CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Savannah Schools ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.50%APY · 4 terms
Membership eligibility required (employees of Savannah-Chatham County Public School, Savannah Technical College, Oatland Island Center, or immediate family members). Dividends compounded and credited quarterly. Penalty imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.20% | $10 |
| 12 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.25% | $25 |
| 24–48 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.30% | $60 |
| 60 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.50% | $253 |
Sources (1)
- ssfcuonline.org/accounts · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 0.50%APY · 4 terms
Membership eligibility required. Available as Traditional or Roth IRA share certificates. Minimum $1,000 to set up. Dividends compounded and credited quarterly. Penalty imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.20% | $10 |
| 12 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.25% | $25 |
| 24–48 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.30% | $60 |
| 60 monthsFixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty for early withdrawal | 0.50% | $253 |
Sources (1)
- ssfcuonline.org/accounts · captured Sep 19, 2026
Who can join Savannah Schools
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.