Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results
- Glynn County Federal Employees Credit UnionShare Certificate AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: No maintenance fee. Certificates range from 3 to 24 months (with 36-month option on rate schedule).
Offer: 6 Months term. Minimum deposit of $1,000 for 3 or 6 months.
4.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - Radiant Credit UnionFixed Rate CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Dividends compounded daily. Funds in certificates are insured up to $250,000 by the NCUA.
Offer: APY is based on $10,000; your APY may vary slightly. Compounded daily.
4.00% interest rate · Compounded daily
Rate checked
More details - Community BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: An interest penalty for early withdrawal on certificates of deposit may apply. Fees could reduce earnings.
Effective Jul 7, 2026
Rate checked
More details - Cleveland Selfreliance Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Rates subject to change without notice.
4.00% interest rate
Rate checked
More details - 4.08%APY$202 over 6 months on $10,000
4.00% interest rate
Rate checked
More details - Urbana Municipal Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000intro rateRequirements
Offer: Rate is for New and Moved Money.
Promotional rate · 4.00% interest rate
Rate checked
More details - Morris Sheppard Texarkana FCUCertificates of DepositCD · 6–24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY4.00% interest rate
Rate checked
More details - Connecticut State Police Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$202 over 6 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 60 days dividends. Compounded monthly.
4.00% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - Gratiot Community Credit UnionTimed CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,0004.00% interest rate · Effective Oct 7, 2026
Rate checked
More details - Valley Credit UnionTerm Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Certificate special. Limited time special! Penalty for early withdrawal.
Promotional rate
Rate checked
More details - All In Credit UnionShare CertificatesCD · 6 months · $1,000 min · 4.07%–4.12% by balance
Credit union · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.00% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.07% $100,000 and upJumbo 4.12% Rate checked
More details - 4.07%APY$201 over 6 months on $10,000
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - Riverbank Federal Credit UnionTerm Share CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,000Requirements
Product: $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
Offer: Outside Funds
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - Rio Grande Valley Credit UnionCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,000Requirements
Product: Calculated by using Simple Daily Interest. Early withdrawal penalty will apply if terms of certificate are changed before the maturity date.
Offer: $1,000.00 Minimum Average Daily Balance Required to Earn Interest. Early withdrawal penalty may apply if terms of certificate are changed before the maturity date.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Silex Banking CompanyCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.07%APY$201 over 6 months on $10,000Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
4.00% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,547 CDs at 3,998 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank