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Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 451–465 results

  1. Top Carrot, Carrot Score 89
    Desco Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  2. Maine Highlands Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  3. Top Carrot, Carrot Score 95
    Albright Credit UnionShare Certificates of DepositCD · 48 months · $2,500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  4. First State Bank of Beecher CityCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  5. Balboa Thrift and LoanJumbo Certificates of DepositCD · 48 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  6. Top Carrot, Carrot Score 91
    Nashville Firemen’s Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  7. Rocky Mountain Credit UnionTerm CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  8. Tucumcari Federal Savings & Loan AssociationCertificates of DepositCD · 48 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  9. StagePointShare Certificate AccountsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,618 over 48 months on $10,000
  10. Top Carrot, Carrot Score 95
    HEFCUShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.82%APY$1,616 over 48 months on $10,000
  11. Top Carrot, Carrot Score 93
    UMassFiveTerm DepositsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.81%APY$1,613 over 48 months on $10,000
  12. Top Carrot, Carrot Score 95
    Freedom Credit UnionCertificate AccountCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.81%APY$1,613 over 48 months on $10,000
  13. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.81%APY$1,613 over 48 months on $10,000
  14. Mountain Heritage Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.81%APY$1,613 over 48 months on $10,000
  15. Top Carrot, Carrot Score 93
    Members 1st Credit UnionCertificates of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$1,611 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions