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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 46–60 results

  1. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  2. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 48 months · $5 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  4. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY
  5. Top Carrot, Carrot Score 98
    Cyprus Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  6. Top Carrot, Carrot Score 98
    Cyprus Credit UnionDream CertificateCD · 48 months · $20 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  7. Top Carrot, Carrot Score 93
    Atomic Credit UnionCertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  8. Top Carrot, Carrot Score 89
    Utah First Credit UnionTraditional Term DepositCD · 48 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  9. Top Carrot, Carrot Score 95
    GFA FCUTerm Share CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  10. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  11. Top Carrot, Carrot Score 97
    Prime Alliance BankCertificate of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    4.45%APY$1,902 over 48 months on $10,000
  12. Top Carrot, Carrot Score 92
    Connecticut State Police Credit UnionCertificates of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.44%APY$1,897 over 48 months on $10,000
  13. Regional Missouri BankDream Fund CDCD · 48 months · $100 min

    Bank · Add a location to see nearby branches

    4.42%APY$1,889 over 48 months on $10,000
  14. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.42%APY$1,889 over 48 months on $10,000
  15. Top Carrot, Carrot Score 89
    Library of Congress Federal Credit UnionShare CertificateCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    4.42%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,257 CDs at 2,925 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
3.98%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions