Skip to content

Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Credit unions only

Top CD rates

Showing 1–15 of 45 results in Iowa

  1. Top Carrot, Carrot Score 95
    Serve Credit UnionCertificate of DepositCD · 36 months · $1,000 min · 4.49%–4.70% by balance

    Credit union · 2 branches

    4.49%APY$1,408 over 36 months on $10,000
  2. Top Carrot, Carrot Score 88
    Greater Iowa Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · 9 branches

    4.10%APY$1,281 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 11 branches

    4.00%APY$1,249 over 36 months on $10,000
  4. Top Carrot, Carrot Score 88
    Journey Credit UnionCertificatesCD · 36 months · $2,500 min

    Credit union · 2 branches

    3.92%APY$1,223 over 36 months on $10,000
  5. Levo Credit Union®Share CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    3.80%APY$1,184 over 36 months on $10,000
  6. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificatesCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$1,168 over 36 months on $10,000
  7. Top Carrot, Carrot Score 89
    Cobalt Credit UnionCertificateCD · 36 months · $1,000 min · 3.65%–3.75% by balance

    Credit union · 1 branch

    3.65%APY$1,135 over 36 months on $10,000
  8. Top Carrot, Carrot Score 87
    North Star Community Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 3 branches

    3.65%APY$1,135 over 36 months on $10,000
  9. Top Carrot, Carrot Score 92
    CFCCUShare CertificatesCD · 36 months · $1,000 min

    Credit union · 3 branches

    3.65%APY$1,135 over 36 months on $10,000intro rate
  10. Veridian Credit UnionStandard CDCD · 36 months · $1,000 min

    Credit union · 25 branches

    3.65%APY$1,135 over 36 months on $10,000
  11. Top Carrot, Carrot Score 88
    Siouxland Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · 4 branches

    3.55%APY$1,103 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Cobalt Credit UnionCertificateCD · 36 months · $1,000 min · 3.50%–3.60% by balance

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    Cobalt Credit UnionBump Up Share CertificateCD · 36 months · $1,000 min · 3.50%–3.60% by balance

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  14. Premier Credit UnionInvestor CertificateCD · 36 months · $2,000 min

    Credit union · 6 branches

    3.50%APY$1,087 over 36 months on $10,000
  15. Members Community Credit UnionCertificate of Deposit / Share CertificateCD · 36 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$1,087 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay in Iowa

45 CDs at 42 banks and credit unions · checked Nov 6

Typical
2.89%
Top 10% from
3.78%
Credit unions, typical
2.89%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Advantage Credit UnionCredit union · 1 branch
  2. Serve Credit UnionCredit union · 2 branches
  3. Collins Community Credit UnionCredit union · 9 branches
See all ranked institutions
Best 3-Year CD Rates of November 2026 | Carrot Rate